Blog Archive: March 2020

Top 20 Laptops with 32GB RAM (Gaming / Business)

| Laptop Reviews | 95 seen

32GB RAM laptops are not rare nowadays, though not as popular as less RAM enabled models, because of the higher price, they do find their audience among gaming enthusiasts and business users

HP, Acer, Lenovo, Dell and Asus are the brands to choose from when looking for a 32GB RAM laptop

For a better gaming performance or high-end business use expect to spend at least $1,000 up to $3.000

Keep reading to find out TOP 20 laptops with 32 GB RAM memory or see Top 15 Laptops With 24GB RAM Memory - For Better Gaming Experience

A quick note: This article contains affiliate links to Amazon.com, by clicking on links on this page and by making a purchase on Amazon site, I might earn an affiliate income from that. Prices for laptop computers listed on this page are retrieved using Amazon Product Advertising API and is updated daily. For actual prices please refer on the product page on Amazon.

HP Envy X360 2-in-1 Touchscreen Laptop 15.6" FHD i7-10510U Business PC, 32GB RAM, 1TB SSD, Quad-Core up to 4.90 GHz, USB-C, Fingerprint, Backlight Keyboard, B&O Speakers, Webcam, Win 10

  • Intel 10th Gen Core i7-10510U Processor (1.80 GHz base clock, up to 4.90 GHz max boost clock, 8MB Cache, 4 Cores) Smart Quad-core, eight-way processing performance for HD-quality computing
  • 15.6" multitouch screen Full HD Widescreen LED, typical 1920 x 1080 FHD resolution. Natural finger-touch navigation makes the most of Windows 10. Energy-efficient WLED backlight screen
  • DDR4 RAM Memory with Solid State Drive (SSD) combo brings the muscle for gaming, creating, and advanced multitasking, so you can do it all, anywhere.You can smoothly run your games and photo- and video-editing applications, as well as multiple programs and browser tabs all at once.
  • 1x Headphone-out & Audio-in Combo Jack; 1x Built-in HD webcam with microphone; 1x Built-in fingerprint reader; 1x HDMI; 1x USB 3.1 Type C Ports; 2x USB 3.1 Type A Ports. 15.00" x 10.20" x 0.80" inches, 4.41 lbs.
  • 802.11ac Wireless LAN, Bluetooth. Connect to a Wireless-AC router for nearly 6x the speed, more capacity and wider coverage than Wireless-N (150 Mbps). Backward-compatible with all other Wi-Fi networks and hotspots.

List price: [amazon B0817M59XB listpriceformattedprice] Buy this laptop on Amazon (Paid link)

HP 15 Laptop, 15.6" HD Touch Display, AMD Ryzen 7 3700U Upto 4.0GHz, 32GB RAM, 1TB NVMe SSD, Vega 10, HDMI, Card Reader, Wi-Fi, Bluetooth, Windows 10 Pro

  • HP 15 Laptop Computer with 15.6 inch HD (1366 x 768) Touchscreen and Windows 10 Pro—The same great Windows 10 experience, plus additional features for power users, such as Bitlocker disk encyption and Remote Desktop.
  • AMD Ryzen 7 3700U 2.3 - 4.0GHz Quad-core Processor | AMD Radeon RX Vega 10 Graphics
  • 32GB RAM (Memory) | 1TB NVMe SSD
  • Webcam, Card Reader, WiFi, Bluetooth, Full-size keypad with number pad | 1x HDMI, 1x USB-C 3.1 Gen 1, 2x USB 3.1 Gen 1

List price: [amazon B083612R28 listpriceformattedprice] Buy this laptop on Amazon (Paid link)

Newest 2020 HP 14" Premium FHD IPS Laptop Notebook Computer, 10th Gen i5-1035G4 (up to 3.7GHz), 32GB RAM, 1TB SSD, HDMI, WiFi, Bluetooth, Windows 10 W/ Ghost Manta Gaming Mouse

  • 10th Gen Intel Core i5-1035G4 Processor at 1.1GHz, up to 3.7GHz Max Turbo Frequency with 6MB Intel Smart Cache. Give you the power to surf, stream, and do so much more. Edit photos and videos faster than ever, and move between programs and Windows quickly.
  • 14" IPS BrightView WLED-Backlit FHD (1920x1080) Display with Intel UHD Graphics. 1 USB 3.1 Type-C, 2 USB 3.1 Type-A, 1 HDMI 1.4b, 1 Media Card Reader.
  • 32GB system memory for advanced multitasking Substantial high-bandwidth RAM to smoothly run your games and photo- and video-editing applications, as well as multiple programs and browser tabs all at once.
  • 1 TB SSD save files fast and store more data. With massive amounts of storage and advanced communication power,SSDs are great for major gaming applications, multiple servers, daily backups, and more.
  • Accessories including 49.99 value ghost manta wireless / wired gaming mouse，16000 dpi, expandable and adjustable high end gaming mouse.

List price: [amazon B0821155G9 listpriceformattedprice] Buy this laptop on Amazon (Paid link)

2020 HP 15.6" Touchscreen Laptop Computer, 10th Gen Intel Quard-Core i5 1035G1(Beats i7-7500U), 32GB DDR4 RAM, 1TB PCIe SSD, AC WiFi, Silver, Windows 10 Home + YZAKKA External DVD

  • Powered by latest 10th Gen Intel Core i5-1035G1 （Beat i7-7200U i7-7500U） Processor @ 1.00GHz (4 Cores, 6M Cache, up to 3.60 GHz); Ultra-low-voltage platform. Quad-core, eight-way processing provides maximum high-efficiency power to go.
  • 15.6 in 15.6" 15"HD WLED touchscreen (1366 x 768), 10-finger multi-touch support Display; Intel Iris Plus Graphics
  • 24GB 2666MHz DDR4 Memory for full-power multitasking; 1TB Solid State Drive (PCI-e), Save files fast and store more data. With massive amounts of storage and advanced communication power, PCI-e SSDs are great for major gaming applications, multiple servers, daily backups, and more.
  • Realtek RTL8821CE 802.11b/g/n/ac Wi-Fi and Bluetooth 4.2 Combo; 1 USB 3.1 Gen 1 Type-C; 2 USB 3.1 Gen 1 Type-A; 1 HDMI; 1 headphone/microphone combo jack
  • Windows 10 Home, 64-bit, English; Natural silver;With Accessories YZAKKA External DVD drive

List price: [amazon B083NZXCC1 listpriceformattedprice] Buy this laptop on Amazon (Paid link)

Acer Aspire 7 15.6" FHD IPS Gaming Laptop Computer,, 8th Gen Intel Hexa-Core i7-8750H Up to 4.1GHz, 32GB DDR4 RAM, 1TB HDD + 512GB SSD, NVIDIA GeForce GTX 1050 4GB, Fingerprint Reader, Windows 10

  • Powered by the 8th Gen Intel Hexa-Core i7-8750H Processor @ 2.20GHz (9 MB SmartCache, Max Turbo Frequency 4.10GHz); The six-core twelve-thread processing provides maximum high-efficiency power to go. The Intel Turbo Boost technology delivers dynamic extra power when you need it.
  • Beautiful 15.6" FHD IPS Screen; The 1920 x 1080 resolution boasts impressive color and clarity. Natural finger-touch navigation makes the most of Windows 10. IPS technology for wide viewing angles. Energy-efficient WLED backlight. NVIDIA GeForce GTX 1050 Graphics Backed by 4GB GDDR5 dedicated video memory for an ultrafast, advanced GPU to fuel your games.
  • 32GB DDR4-2400MHz SDRAM Memory for full-power multitasking; 1TB HDD + 512GB SSD; While offering less storage space than a hard drive/ a flash-based SSD has no moving parts/ resulting in faster start-up times and data access/ no noise/ reduced heat production and power draw on the battery.
  • 802.11ac WiFi; 1 x HDMI 2.0; 1 x USB 3.1 Gen 1 Type-C (up to 5 Gbps), 1 x USB 3.0 (with Power-off Charging), 2 x USB 2.0
  • Windows 10 Home 64-bit; Fingerprint Reader, Backlight Keyboard

List price: [amazon B07VNL2GKY listpriceformattedprice] Buy this laptop on Amazon (Paid link)

Lenovo 15.6" ThinkPad E580 High Performance Business Laptop (Intel 8th Gen i7-8550U Quad-Core, 32GB RAM, 1TB Sata SSD, 15.6" FHD 1920x1080 Anti-Glare IPS Display, Fingerprint, Win 10 Pro)

  • Intel 8th Generation Core i7-8550U Quad-Core (1.8 GHz up to 4.0GHz, 8 MB Cache), Integrated Intel UHD Graphics 620
  • 15.6" Full HD (1920 x 1080), Matte, IPS, Anti-Glare Display, 1 x 10/100/1000 Mb/s Gigabit Ethernet (RJ45), 802.11ac, Bluetooth 4.1
  • 32GB Memory, Built-in 720p HD webcam, Standard Notebook Keyboard, Fingerprint Reader, dTPM 2.0
  • 1TB Sata SSD, 1 x USB 2.0 Type-A, 2 x USB 3.1 Gen 1 Type-A, 1 x USB 3.1 Gen 2 Type-C, 1 x HDMI 1.4, 1 x 1/8" (3.5 mm) Headphone/Microphone Combo Jack, Integrated Microphone, Integrated Speaker
  • Windows 10 Professional (Win 10 Pro), 45Wh Battery, 65 Watt Power Supply, 1 Year Manufacture warranty from the Seller

List price: [amazon B07DQG9GQY listpriceformattedprice] Buy this laptop on Amazon (Paid link)

Dell XPS 15 9570 15.6" 4K UHD TouchScreen Laptop: Core i7-8750H, 32GB RAM, 1TB SSD, NVIDIA GTX 1050Ti, Backlit Keyboard, Fingerprint Reader, Windows 10

  • 8th Generation Intel Core i7-8750H (6-Core, 9MB Cache, up to 4.1GHz w/ Turbo Boost)
  • 32GB DDR4 2666MHz RAM
  • 1TB M.2 PCIe Solid State Drive
  • 15.6inch Touchscreen InfinityEdge Anti-Reflective 4K Ultra HD (3840 x 2160) Display
  • 4GB NVIDIA GeForce GTX 1050 Ti Graphics

List price: [amazon B07FZFGB5V listpriceformattedprice] Buy this laptop on Amazon (Paid link)

2020 HP 15.6" Touchscreen Laptop Computer, Quad-Core AMD Ryzen 7 3700U up to 4.0GH (Beat i5-8250u), 32GB DDR4 RAM, 1TB PCIe SSD, Bluetooth 4.2, Windows 10 + YZAKKA 320GB External Hard Drive

  • Powerful AMD Quad-Core Ryzen 7-3700U Processor(2.30GHz Base, upto 4.00GHz with Max Boost, 4MB Cache), delivers striking visuals, extended battery life, and higher data transfer rates.
  • 15.6 in HD SVA touchscreen (1366 x 768), 10-finger multi-touch support display. AMD Radeon RX Vega 10 Graphics
  • 32GB DDR4-2400MHz SDRAM Memory for full-power multitasking; 1TB PCIe SSD save files fast and store more data. With massive amounts of storage and advanced communication power, PCI-e SSDs are great for major gaming applications, multiple servers, daily backups, and more.
  • Realtek RTL8821CE 802.11b/g/n/ac and Bluetooth 4.2 combo; 1 USB 3.1 Gen 1 Type-C, 2 USB 3.1 Gen 1 Type-A, 1 HDMI 1.4, 1 AC Smart pin, 1 headphone/microphone combo jack
  • Windows 10 Home 64-Bit, Natural silver; YZAKKA 320GB External Hard Drive Portable Bundle

List price: [amazon B082NS8L2T listpriceformattedprice] Buy this laptop on Amazon (Paid link)

ASUS VivoBook 15.6" FHD Laptop, 4 Cores up to 3.60GHz, 32GB RAM, 1TB SSD+2TB SSHD Business Notebook, A12 Processor, 1920x1080, USB Type-C, Ultra Thin, SD Card, HDMI, Wi-Fi, Bluetooth, Win 10

  • Powerful AMD Quad Core A12-9720P Processor, 2.7 GHz (2M Cache, up to 3.6 GHz). AMD Radeon R7 graphics.
  • 14.2" wide, 0.8" thin and portable footprint with 0.3" NanoEdge bezel for a stunning 80% screen-to-body ratio
  • 15.6" anti-glare Full HD 1920x1080 WideView display with ASUS Splendid software enhancement
  • With high bandwidth DDR4 RAM and Solid State Drive (SSD) Combo, more powerful on multitasking; Ergonomic chiclet keyboard with fingerprint sensor
  • Comprehensive connections including USB 3.1 Type-C (Gen 1), USB 3.0, USB 2.0, and HDMI; Lightning-fast 802.11ac Wi-Fi keeps you connected through any congestion or interference

List price: [amazon B07XXHHKZC listpriceformattedprice] Buy this laptop on Amazon (Paid link)

HP 14" Touchscreen Home and Business Laptop Ryzen 3-3200U, 32GB RAM, 256GB M.2 SSD, Dual-Core up to 3.50 GHz, Vega 3 Graphics, RJ-45, USB-C, 4K Output HDMI, Bluetooth, Webcam, 1366x768, Win 10

  • AMD Ryzen 3 3200U Processor (2.60 GHz base clock, up to 3.50 GHz max boost clock, 4 MB Cache, 2 Cores) Smart dual-core, four-way processing performance for HD-quality computing
  • 14" Touchscreen, typical 1366 x 768 HD resolution. Natural finger-touch navigation makes the most of Windows 10. Energy-efficient LED backlight screen
  • DDR4 2400 MHz RAM Memory with Solid State Drive (SSD) combo brings the muscle for gaming, creating, and advanced multitasking, so you can do it all, anywhere. To smoothly run your games and photo- and video-editing applications, as well as multiple programs and browser tabs all at once
  • 1x Headphone-out & Audio-in Combo Jack; 1x Built-in HD webcam with microphone; 1x Built-in fingerprint reader; 1x Built-in media reader for simple photo transfer; 1x RJ45 LAN Jack for LAN insert; 1x HDMI 1.4b 4K Output; 1x USB 3.1 Gen 1 Type-C; 2x USB 3.1 Gen 1 Type A. 12.75 x 8.89 x 0.78 in (323.85 x 225.81 x 19.81 mm), 3.25 lbs. (1.47 kg)
  • Realtek RTL8821CE 802.11b/g/n/ac (1x1)(19a) Wi-Fi, Bluetooth 4.2 and RJ-45 LAN Ethernet combo. Connect to a Wireless-AC router for nearly 3x the speed, more capacity and wider coverage than Wireless-N. Backward-compatible with all other Wi-Fi networks and hotspots

List price: [amazon B081DBTX4Z listpriceformattedprice] Buy this laptop on Amazon (Paid link)

Dell Inspiron 14 Home and Business Laptop, 10th Gen Core i5-1035G4, Iris Plus Graphics, 32GB RAM, 1TB SSD+2TB SSHD, 4-Cores up to 3.70 GHz, RJ-45 LAN, Fingerprint, Webcam, HDMI, Win 10

  • Powerful and Smart - Intel 10th Gen Core i5-1035G4 Processor (1.10 GHz base clock, up to 3.70 GHz max boost clock, 6 MB Cache, 4 Cores) Smart Quad-Core, 8-ways processing performance for HD-quality computing. Perfect balance of energy saving and multi-task performance
  • Fast and Reliable - DDR4 RAM Memory with Solid State Drive (SSD) combo brings the muscle for gaming, creating, and advanced multitasking, so you can do it all, anywhere. To smoothly run your games and photo- and video-editing applications, as well as multiple programs and browser tabs all at once
  • Visual and Auditory Enjoyment - 14 inches anti-glare LED-backlit non-touch display, typical 1366 x 768 HD resolution. Enhanced with latest Intel Iris Plus Graphics, max dynamic frequency 1.05 GHz. Max resolution 4096 x 2304 (with HDMI 1.4) DirectX 12 and OpenGL 4.5 support.
  • Complete Configuration - 1x USB Fingerprint Reader; 1x Headphone-out & Audio-in Combo Jack; 1x Built-in HD webcam with microphone; 1x Built-in media reader for simple photo transfer; 1x RJ45 LAN Jack for LAN insert; 1x HDMI; 1x USB Type A 2.0; 2x USB Type A 3.1
  • Connective Everywhere - 802.11ac Wireless LAN, Bluetooth and RJ-45 LAN Ethernet combo. Connect to a Wireless-AC router for nearly 3x the speed, more capacity and wider coverage than Wireless-N. Backward-compatible with all other Wi-Fi networks and hotspots

List price: [amazon B083TCJMJT listpriceformattedprice] Buy this laptop on Amazon (Paid link)

Lenovo ThinkPad P52s Mobile Workstation Ultrabook Laptop (Intel 8th Gen i7-8550U 4-core, 32GB RAM, 1TB SSD, 15.6" FHD 1920x1080 IPS, Quadro P500, Fingerprint, Backlit Keyboard, Win 10 Pro)

  • 8th Generation Kaby Lake R Intel Core i7-8550U Quad-Cores Processor (1.8 GHz up to 4.0GHz, 8 MB Cache), NVIDIA Quadro P500 with 2 GB GDDR5 VRAM
  • 15.6" Full HD (1920 x 1080) IPS Technology LED Backlight Display, 1 x 10/100/1000 Mb/s Gigabit Ethernet (RJ45), 802.11ac; Dual-Band and Bluetooth 4.1
  • 32GB DDR4 Memory, Built-in HD webcam, Full-Size Backlight Keyboard, Numeric Keypad
  • 1TB SSD (Solid State Drive), 1 x Thunderbolt 3, 1 x USB 3.1 Gen 1 Type-C, 2 x USB 3.1 Gen 1 Type-A, 1 x Docking Connector, 1 x HDMI 1.4, 1 x 1/8" (3.5 mm) Headphone/Microphone, Combo Jack, Media Card SD/SDHC/SDXC MMC
  • Windows 10 Professional (Win 10 Pro), 4 (32Wh) cell Battery, 1 Year Manufacture warranty from the Seller

List price: [amazon B07DQT33HG listpriceformattedprice] Buy this laptop on Amazon (Paid link)

2020 HP 15.6" Touchscreen Laptop Computer, Quad-Core AMD Ryzen 7 3700U (Beats i7-7500U), 32GB DDR4 RAM, 1TB PCIe SSD, AC WiFi, Bluetooth 4.2, Type-C, HDMI, Silver, Windows 10, YZAKKA Accessories

  • Powerful AMD Quad-Core Ryzen 7-3700U Processor(2.30GHz Base, upto 4.00GHz with Max Boost, 4MB Cache), delivers striking visuals, extended battery life, and higher data transfer rates.
  • 15.6 in HD SVA touchscreen (1366 x 768), 10-finger multi-touch support display. AMD Radeon RX Vega 10 Graphics
  • 32GB DDR4-2400MHz SDRAM Memory for full-power multitasking; 1TB PCIe SSD save files fast and store more data. With massive amounts of storage and advanced communication power, PCI-e SSDs are great for major gaming applications, multiple servers, daily backups, and more.
  • Realtek RTL8821CE 802.11b/g/n/ac and Bluetooth 4.2 combo; 1 USB 3.1 Gen 1 Type-C, 2 USB 3.1 Gen 1 Type-A, 1 HDMI 1.4, 1 AC Smart pin, 1 headphone/microphone combo jack
  • Windows 10 Home 64-Bit, Natural silver; YZAKKA Accessories: USB extension cord 6ft, HDMI cable 6ft and Mouse

List price: [amazon B084G81JV3 listpriceformattedprice] Buy this laptop on Amazon (Paid link)

2020 HP 15.6" Touchscreen Laptop Computer 10th Gen Intel Quard-Core i7 1065G7 up to 3.9GHz 32GB DDR4 RAM 512GB PCIe SSD 802.11ac WiFi Bluetooth 4.2 USB 3.1 Type-C HDMI Silver Win10

  •  Powered by latest 10th Gen Intel Core i7-1065G7 Processor @ 1.30GHz (4 Cores, 8M Cache, up to 3.90 GHz); Ultra-low-voltage platform. Quad-core, eight-way processing provides maximum high-efficiency power to go.
  • 15.6 in HD WLED touchscreen (1366 x 768), 10-finger multi-touch support Display; Intel Iris Plus Graphics
  • 32GB 2666MHz DDR4 Memory for full-power multitasking; 512GB Solid State Drive (PCI-e), Save files fast and store more data. With massive amounts of storage and advanced communication power, PCI-e SSDs are great for major gaming applications, multiple servers, daily backups, and more.
  • Realtek RTL8821CE 802.11b/g/n/ac Wi-Fi and Bluetooth 4.2 Combo; 1 USB 3.1 Gen 1 Type-C; 2 USB 3.1 Gen 1 Type-A; 1 HDMI; 1 headphone/microphone combo jack
  • Windows 10 Home, 64-bit, English; Natural silver

List price: [amazon B082NKK9CZ listpriceformattedprice] Buy this laptop on Amazon (Paid link)

HP Notebook 14" FHD IPS Micro-Edge Laptop, 10th Gen Intel Core i5-1035G1 Powerful Processor up to 3.60GHz, 32GB RAM, 1TB PCIe NVMe M.2 SSD, Wireless-AC, Bluetooth, Windows 10, Silver

  • 14" Full HD IPS Anti-glare Micro-edge WLED-backlit Widescreen (1920 x 1080) Display
  • 10th Gen Intel Core i5-1035G1 1.00GHz Quad-Core Processor (6MB SmartCache, up to 3.60GHz), Intel UHD Graphics with Shared Graphics Memory
  • Upgraded to 32GB high-bandwidth RAM to smoothly run multiple applications and browser tabs all at once; 1TB PCIe NVMe M.2 Solid State Drive allows to fast bootup and data transfer
  • 2 x USB 3.0, 1 x USB 3.1 Type-C, 1 x HDMI 1.4b, 1 x Combination Audio Jack, 1 x Multi-format SD Media Card Reader
  • HP TrueVision HD Camera with Integrated Dual Array Digital Microphone, Dual Speakers, Realtek RTL8821CE 802.11b/g/n/ac (1x1) and Bluetooth 4.2 Combo, Windows 10 Home 64-bit, 3.2 Pounds

List price: [amazon B081D97GSS listpriceformattedprice] Buy this laptop on Amazon (Paid link)

2020 HP Pavilion 17.3 Inch Laptop, Intel Core i3-8145U up to 3.9 GHz, 32GB RAM, 1TB SSD (Boot) + 1TB HDD, DVD, WiFi, HDMI, Windows 10, Blue + NexiGo Wireless Mouse Bundle

  •  Seal is opened for upgrade ONLY, 2-years warraty on Upgraded RAM/SSD from NexiPC, and original 1-Year Manufacture warranty on remaining components. from Base Model with Specs 4GB RAM + 1TB HDD, 17.3 inch diagonal HD+ SVA BrightView WLED-backlit (1600 x 900), Intel UHD Graphics 620
  •  Intel Core i3-8145U (2.1 GHz base frequency, up to 3.9 GHz with Intel Turbo Boost Technology, 4 MB cache, 2 cores), 3-cell, 41 Wh Li-ion, up to 7 hours
  •  RAM is upgraded to 32GB DDR4 memory for multitasking Adequate high-bandwidth RAM to smoothly run multiple applications and browser tabs all at once
  •  Hard Drive is upgraded to 1TB SSD (Boot) + 1TB HDD provides massive storage space for huge files, so that you can store important digital data and work your way through it with ease. Enhance the overall performance of the laptop for business, student, daily usage
  •  Bundled with NexiGo 2.4GHz Wireless Mouse, Easy Connection, 1 AA battery needed (not included in the package), Authorized Sellers ONLY. 1 x HDMI 1.4b, 1 x headphone/microphone combo, 1 x RJ-45, 1 x USB 2.0, 2 x USB 3.1 Gen 1 (Data transfer only)

List price: [amazon B0851T2LK1 listpriceformattedprice] Buy this laptop on Amazon (Paid link)

2020 Dell Premium Inspiron 15 3583 15.6 Inch FHD Laptop (Intel Core i7-8565U up to 4.6 GHz, 32GB RAM, 1TB SSD, Intel UHD Graphics 620, WiFi, Bluetooth, HDMI, Windows 10)

  • 15.6-inch FHD (1920 x 1080) Anti-Glare LED-Backlit Non-touch Display, Intel UHD Graphics 620, 8th Generation Intel Core i7-8565U Processor (8MB Cache,Base Frequency 1.80 GHz up to 4.6 GHz)
  • RAM is upgraded to 32GB memory for multitasking Adequate high-bandwidth RAM to smoothly run multiple applications and browser tabs all at once
  • Hard Drive is upgraded to 1TB SSD provides massive storage space for huge files, so that you can store important digital data and work your way through it with ease. It gives you enormous space to save all of your files. Enhance the overall performance of the laptop for business, student, daily usage
  • 2 x USB 3.1, 1 x?USB 2.0, 1 x?HDMI, 1 x?SD card reader, 1 x?Headphone / mic Audio Jack, 1 x?RJ45
  • Windows 10 Home brings back the Start Menu from Windows 7 and introduces new features, like the Edge Web browser that lets you markup Web pages on your screen. | 1-Year Upgrade Pro Limited Warranty* | View description and warranty section below for more details.

List price: [amazon B07WH7KS83 listpriceformattedprice] Buy this laptop on Amazon (Paid link)

Dell Inspiron 17 7000 Series 2019 2-in-1 17.3" FHD Touchscreen Laptop, 4-Core Intel Core i7-8565U 1.8GHz, 32GB RAM, 512GB SSD + 1TB HDD, Backlit Keyboard, Wi-Fi, Bluetooth, Webcam, HDMI, Windows 10

  • Upgraded RAM for Multitasking, Available at 32GB, Upgraded to SSD for Fast Boot-up and Program Running, Available at 512GB SSD (Boot)+ 1TB HDD(Storage)
  • Intel Core i7-8565U 1.80 GHz, Turbo to 4.6GHz, 8MB Cache, 4 Cores, 8 Threads, NVIDIA GeForce MX150 Graphics
  • Bonus Accessories, including HDMI Cable, USB Hub and Laptop Mouse Pad, a $39.99 Additional Value
  • 17.3 inch Full HD IPS Touchscreen (1920 x 1080), Built-in HD Webcam, 802.11ac Dual Band Wi-Fi, Bluetooth 4.1
  • Backlit keyboard, Fingerprint Reader, Windows 10 Home 64-Bit, 2 x USB 3.0, 1 x USB 3.1 Type C, 1 x HDMI, 1 x Headphone output/Microphone input combo, 4-in-1 memory card reader

List price: [amazon B07V1ZTMD5 listpriceformattedprice] Buy this laptop on Amazon (Paid link)

2020 HP Omen 15t Gaming Laptop, 15.6" FHD IPS G-SYNC Display, 9th Gen Intel Core i5-9300H (>i7-7700HQ) 32GB RAM 512GB PCIe SSD + 1TB HDD GeForce GTX 1650 4GB, Red Backlit-KB Win 10 + ePark Mouse

  • 32GB RAM | 512GB PCIe SSD + 1TB HDD
  • 9th Generation Intel Core i5 Processors i5-9300H (Base 2.40 GHz, Up to 4.10 GHz, 8 MB Intel Smart Cache, 4 Cores, 8 Threads)
  • 15.6" diagonal FHD IPS anti-glare micro-edge WLED-backlit (1920 x 1080) | NVIDIA GeForce GTX 1650 graphics(4GB GDDR5 dedicated video memory) with NVIDIA G-SYNC technology
  • 1 HDMI; 1 headphone/microphone combo; 1 microphone-in; 1 Mini DisplayPort; 1 RJ-45; 1 USB 3.1 Gen 1 (HP Sleep and Charge); 2 USB 3.1 Gen 1 (Data transfer only); 1 AC smart pin; 1 USB 3.1 Type-C Gen 1 (5 Gb/s signaling rate, DisplayPort 1.2, Power Delivery 3.0, HP Sleep and Charge)
  • Microsoft Windows 10 Homel (64-bit); 

List price: [amazon B085CP84VQ listpriceformattedprice] Buy this laptop on Amazon (Paid link)

Acer Predator Helios 15.6" FHD IPS Display Gaming Laptop | Intel 6-Core i7-9750H | 32GB RAM | 512GB SSD + 1TB HDD | NVIDIA GeForce GTX 1660Ti 6GB | Backlit Keyboard | Windows 10

  • 15.6" Full HD (1920 x 1080) Widescreen LED-backlit IPS Display,NVIDIA GeForce GTX 1660 Ti Graphics with 6GB of dedicated GDDR6 VRAM
  • 9th Generation Intel Core i7-9750H 6-Core Processor (Up to 4.5GHz), 32GB DDR4 RAM, 512GB SSD + 1TB HDD
  • 1 x USB 3.1 (Type-C) Port, 1 x USB 3.0 Port 2 x USB 2.0, 1 x HDMI 2.0, 1 x Headphone;Output/Microphone Input Combo, 10/100/1000 Gigabit Ethernet LAN (RJ-45 Port)
  • Backlit Keyboard, 802.11a/b/g/n/ac, Bluetooth 5.0, HD Webcam,Two Built-in Stereo Speakers, Dual Acer AeroBlade 3D Fans
  • Windows 10 Home, 0.9" H x 14.3" W x 10" D, 5.51 Lbs Weight, 48Wh 4-Cell Lithium-ion, Black

List price: [amazon B07VMRLN2M listpriceformattedprice] Buy this laptop on Amazon (Paid link)

One Day in Istanbul

| | 19 seen

Istanbul has been on my travel map ever since I remember (Okay, I first were here back in 2009).

Time after time we like to take layover flight via Istanbul, and so did happen last time, at the end of February 2020 - we booked a connected flight Tbilisi - Istanbul - Riga with Turkish Airlines so we have a chance to spend at least a day in Istanbul

After taking a hammam in our centrally located Istanbul hotel (Best Point Hotel Old City Istanbul (Sultanahmet)), in the next morning after breakfast we took a little walk to nearby tourism objects

What to do and see in Istanbul in less than 24 hours

Turkish tea for sale near Blue Mosque

We went through a small market which was still closed and enjoyed a scenery like above - large clay pots filled with goodies ready to be sold

Inside Blue Mosque

The Sultan Ahmed Mosque has five main domes, six minarets, and eight secondary domes. The design is the culmination of two centuries of Ottoman mosque development. It incorporates some Byzantine Christian elements of the neighboring Hagia Sophia with traditional Islamic architecture and is considered to be the last great mosque of the classical period. The architect, Sedefkâr Mehmed Ağa, synthesized the ideas of his master Sinan, aiming for overwhelming size, majesty and splendour.

View towards Hagia Sophia cathedral

We decided not to go to Hagia Sophia cathedral, as weather was pretty cold and we wanted to return just back to our cozy hotel room

Street near Sultan Ahmed cathedral

Somewhere here we found a cozy and warm cafeteria to take a hot tea. 

Sultanahmet area

The pretty spooky scene, like from some Western movie,

How To Transfer USD to GEL (and many other currencies) Using TransferWise

| Living in Georgia | 25 seen

In March 2020, GEL/USD exchange rates dropped to 1 USD = GEL 3.4 (I still remember days, when rates were 1 USD, equaled 1.74 GEL).

Most of the banks (if not all) act as market makers or they buy low and sell high. A normal business practice. If GEL/USD value drops to 3.4 GEL for 1 USD, there is no guarantee you are going to keep 340 GEL when exchanging 100 USD.

Today I decided to test - is it possible to use Transfer Wise to transfer funds inside Georgia and is it possible to transfer from USD to GEL. Spoiler alert: yes it is possible

Opening Bank Account in Georgia - Bank of Georgia

Currency exchange rates on Bank of Georgia March 27, 2020

As you can see the buy/seel spread is 10 tetri here and bank will make money if you will decide to sell or buy USD.  

So I decided to test two things:

  • Is it possible to send USD to GEL inside Georgia using third party (Transfer Wise)
  • Is it convenient

Here are my key findings:

  • It's possible to move funds inside Georgia (from account to account) from USD account to GEL (or vice verse)
  • It's is pretty convenient
  • see bottom line for the drawbacks

How to send USD to GEL

1. Signup for the Transfer Wise account if you haven't yet. Log in and chose to Send Money

2. Chose Someone else

Send money using Transfer Wise

3. Enter recipient details

4. Chose Payment purpose

5. Review details of your transfer

6. How would you like to pay?

You can choose from Bank debit (ACH), Debit card, Credit card, Wire transfer or International wire. Each option has it's own commission, chose what suits you best

7. Paying with a debit card

I chose to pay with a debit card

8. Sit back and relax

For the test above I transferred 10 USD, but the recipient received GEL 28.04. If I would instead exchange the funds directly on my bank account and then transferred in GEL, I would get GEL 33.35. Most probably for a bank transfer then I would pay an additional 1 GEL and the recipient would get GEL 32.35, which is a difference of GEL 4.31

Exchanging USD to GEL via Bank of Georgia

Snowy day in Tbilisi

| Living in Georgia | 8 seen

On the morning of March 17, 2020, snow surprised us here in Tbilisi.

While sipping morning coffee I decided to grab a camera and take a few shots for the history.

 As it has been a while since my latest update from the Living in Georgia series I found this photo story a great way to illustrate how we spent a day, while in self-quarantine because of the Covid19 virus. 

Documenting winter in Georgia has been a tradition of this blog, see Tbilisi - Fairyland in Winter, Georgia in Winter (Photos from Tbilisi), Hiking trails near Turtle lake, Tbilisi in Winter

Snow in Tbilisi

Seeing snow in Tbilisi is quite rare, though possible, mostly at the end of January. From my almost 9 years living in Georgia, this is the first March with snow in Tbilisi. 

M. Tsinamdzgvrishvili Street in Tbilisi

Pretty unseen scenery from the balcony of our apartment, see Tbilisi by night (New apartment version) and Tbilisi by day (New Apartment Version)

White rooftops in Tbilisi

Let it snow!

Our Christmas decorations are still intact. Good!

Best Point Hotel Old City Istanbul (Sultanahmet)

| Hotel reviews | 20 seen

Located in the Old City of Istanbul, this hotel is within walking distance to Hagia Sophia, Blue Mosque and Topkapi Palace. Best Point Hotel Old City offers air-conditioned rooms. Free WiFi is available throughout the hotel.

We booked here a one night stay at the end of February 2020, during a layover flight from Tbilisi via Istanbul to Riga. We booked a family room which included a really comfy bed (s) and even a private hammam (Turkish sauna).

Our price about $95 per one-night stay (additionally we paid about $90 for a transfer back and forth from Istanbul airport, transfer was organized with the help of hotel). 

We like travel to Turkey and Istanbul in particular, when we do we look for a stay in Sultanahmet area. Besides Best Point hotel I could also recomend Dosso Dossi Istanbul Old City Hotel  in which we have stayed in the past, or alternatively see Top 20 5-star hotels in Istanbul, Turkey

Family room at Best Point Hotel in Istanbul

Decorated with warm colors and Turkish-style décor, rooms at Best Point Hotel include a flat-screen TV, tea&coffee maker and a private bathroom with a hot tubs. Some apartments offer Turkish bath.

Without additional charge we were provided with some snacks shortly after our arrival.

Turkish Bath inside the family room

Kind of nothing special, just some heating lamp in the corner and a hose of water, but still nice to have one.

In the mornings, guests can enjoy a buffet breakfast prepared with seasonal ingredients at the Best Point Roof Terrace with Marmara Sea and Blue Mosque View. The property can also serve gluten-free breakfast service upon request. During summer, you can enjoy the sunset on the rooftop of Best Point Hotel with a complimentary coffee, tea and soft drinks. Open buffet mezes, soft drinks, appetizers & evening canapés, cakes and cookies are also offered as complimentary.

Breakfast at Best Point hotel

Dine with a view of the Bosphorus. 

Facilities at the Best Point Hotel include car hire, ticket service and a tour desk where guests can arrange local attractions. There is also a library stocked with books on Turkish culture and history. An airport shuttle is also available.

The hotel is a short walk from the Grand Bazaar and the Sea of Marmara. Eminonu Ferry Port is 750 m away, which offers easy access to the Asian side or Bosphorus boat tours. Sultanahmet Tram Station is 250 m from the property. Istanbul Airport is 55 km away.

National Library of Latvia

| Tourism objects | 25 seen

The National Library of Latvia, also known as Castle of Light is located on Mūkusalas iela 3, Riga - on the left side of river Daugava, opposite to Old Riga

The current building was designed in 1989 by noted Latvian-American architect Gunnar Birkerts (1925-2017), who emigrated to the United States and made his career there. It was constructed in the early 21st century and opened in 2014. Today the Library plays an important role in the development of Latvia's information society, providing Internet access to residents and supporting research and lifelong education.

I had a chance to visit the National Library of Latvia at the end of February 2020 and I must admit I was very impressed. There is no entrance fee (though the visitor card should be taken). We straight went to the Library's 7th floor- were the kids library is located. Our daughter was very excited. 

Children library

There is a playground with a spectacular view of Old Riga. Not to say zillions of great children book, even for toddlers.

view towards Old Riga

Besides the standard services and routine operations, the Castle of Light and its infrastructure serves as a platform for activities of various cooperation partners and a place of unique creative synergies.

Interior at National Library of Latvia

Drunk Cherry Gudauri Restaurant

| Restaurant reviews | 46 seen

Drunk Cherry is a stylish restaurant located in Gudauri next to the GoodAura ski-left (New Gudauri ski resort)

Discovered during a weekend trip to Gudauri. And I should say I was really impressed. The food, service, and even the prices are as if you were in some of the best Tbilisi restaurants.

Warm and cosy even on the coldest days. We promise fast and friendly service and a unique atmosphere.

We order here some hot-wine, soup harcho, hummus salads, hamburgers, and even pancakes. I would call this cuisine pretty much European with a Georgian accent.

Salads served with hummus

I have noticed this is quite popular now in Georgia. Every chill place serves salads with hummus. It's delicious. 

Hamburger with French fries

I noticed most of the visitors were drinking draft beer here. Not wine. Beer. Seems this place serves good beer to. 

Pancakes

Mmm, delicous

Surviving Bear Market - Margin Call

| Investments | 21 seen

I once read that an investor can call himself a pro after he/she has survived at least 3 bear markets. I just survived one. At least I hope so.

In fact, from my short active investor's career, I feel this is already my second bear market, with first happening back in December 2018,

March 2020 market was scared from Covid-19, Trump travel Ban for EU citizens, Russia- Saudi oil war. Panic, real panic. It took about 3 weeks from all-time highs at the end of February to a 20% drop in mid-March 2020. And nothing is over yet. 

Portfolio value as of March 12, 2020

By March 12, 2020, my total portfolio has lost in value by more than 30%. 30% in 12 days. What a speed.

If counted from my portfolios all-time high at the end of January the drop is even more bearish 37.95% drop. Now these drops are quite Okay for crypto investments but with the stock market, hell this asks a lot of nerves

Entering Negative Value For Ethereum Investment - Crypto Bear Market 2018

For me problems started with my plan buying PFE shares once in a month for my partner, using the so-called wheel strategy. Selling naked puts ask cash locked on margin. About a month ago I took a larger assignment of CSCO stocks and my account balance turned negative, as I was buying on margin. My balance turned to a negative EUR 5,000 which I was able to reduce down to -EUR 3,500 by March 12, 2020, but as the market kept falling with 7% daily I quickly faced liquidity issues

Here is the long story short:

On March 12, 2020, I faced a margin call and the broker closed my positions (with a huge loss) to take my account balance back to positive. As these stocks are a cornerstone strategy for my dividend income, it didn't feel Okay taking an impressive dividend loss.

Here is what was sold:

  • Sold 60 RA for $14.85 per share (loss $468.25) / yearly dividend loss $121.80
  • Sold 206 PNNT for $3.90 per share (loss $740.07)  / yearly dividend loss $126.07
  • Sold 17 CSCO for $33.97  per share (loss $233.26) / yearly dividend loss $20.74
  • Sold 100 PBCT for $11.38 per share (loss $504.96) / yearly dividend loss $60.30
  • Sold 244 XIN for $2.54 per share (loss $506.83) / yearly dividend loss $78.44
  • Sold 15 PFE for $30.40 per share (loss $138.72) / yearly dividend loss $19.35

Total sold shares worth $4,494.65

Total loss after sell: $2,592.19 / dividend loss $426.7

After selling these stocks my account balance was brought back to positive and I decided to close some of the suffering options to buyback  and increase positions from lost shares

Here is what I bought:

  • Bought 100 RA for $15.42 per share / yearly dividend $203.00 
  • Bought 24 PFE for $30.96 per share / yearly dividend $30.96
  • Bought 147 NRZ for $11.28 per share / yearly dividend $243.1
  • Bought 100 ET for $6.55 per share  / yearly dividend $76.8
  • Bought 100 PEI for $1.05 per share / yearly dividend $71.4

Total spend $4,703 / yearly dividend $625.26

To free up some buying power I additionally deposited EUR 700 and closed put option on PFE, took a loss here $542.80

Additionally, I closed with a loss options trades on SPX and Gold futures, took a loss here $894.60. I don't plan to trade options on indexes or futures. The risk is not worth it.

My dividend income for the rest of the year before the margin call was $2,449.38, which lacks behind my goal for $3,600 in 2020

After I bought back and increased some positions my planned dividend income for the rest of the year raised to $2,594.71, that's a growth of $145. Awesome

With markets recovering I believe I will be able to gain big from today's buys + increased dividend will help to get closer to my yearly dividend income goals ($3,600 for 2020)

My real loss today comes from options trades, in total I lost $1,437 here. Unlike in my previous experience with bad managed options trade when I lost about $5,000 I wouldn't say these were bad managed trades. I just faced margin call and wanted to use cheap stock prices fro future growth. Will I turn right, time will show.

Condohotel 'GVC 217' New Gudauri

| Hotel reviews | 14 seen

GVC 217 is a condo/aparthotel located in the New Gudauri ski resort, some 120 km from the nation's capital Tbilisi.

We booked here a weekend (2-night stay) in January 2019 and paid $138 for that. Despite we booked via Booking.com they accepted only cash.

As I later learned owners of this condo have a travel company in Georgia, mostly specializing on incoming tours across Georgia for Russian speaking tourists - G-V-C or Georgian Voyage Company. Also, I learned that GVC owns/manages at least 14 condos here in Gudauri.

Alternatively see: Ultimate List With Top 10 Gudauri Hotels (Georgian Ski Resort) of my reviews with Gudauri hotels

GVC 217

There is an indoor pool, sauna and ski storage located inside the building. Free parking and ski storage. Pool and sauna was for additional 70 GEL (kids up to 2 years free)

I actually didn't make any indoor inferior photography. What can I say, the stay was OK, the mattress could be better and the shower didn't quite work this time, but as we were more traveling here to spend our time outdoors it didn't matter much - although I would recommend upgrading mattress

It was cool having a kitchenette in the room, so we could prepare some pasta.

View from the balcony

Situated in Gudauri, GVC Luxe New Gudauri 217 offers accommodation with free WiFi. There is a casino on-site and guests can enjoy the on-site restaurant.

All units at the aparthotel feature a satellite flat-screen TV, a private bathroom and a fully equipped kitchen with a microwave. A balcony with mountain views is offered in each unit.

A bicycle rental service and ski-to-door access are provided at GVC Luxe New Gudauri 217.

GoodAura Ski Lift is 80 m from the property.

Launching Semi-Passive Income Portfolio for my Mom

| Investments | 48 seen

For the last 3 years, I've been actively building my own,  my kid's and just recently I started my partner's fund, now there is one more people I care whose financial situation should be taken care of - my mom.

She just turned 60, there are still 5 years until her retirement age. It's neither much nor little. 5 years is a timeframe I'm looking to build a semi-sustainable "pension fund" to generate income in the level of average pension in Latvia (EUR 336 in 2020). I believe the average pension in 5 years from now (in 2025) should be around EUR 430 - EUR 500 per month.

I doubt we could get there using only income from dividends (even in the case with high yielding stocks at around 10% per annum it would ask to have a portfolio of about 50,000 EUR  - not that it's impossible in 5 years, but as I'm building several other portfolios for me this would be just too much to take.

That's why I've decided to use options or more precisely sell options on dividend stocks to boost income, the so-called wheel-strategy. 

For my mom's portfolio, I decided to start with writing puts on Wells Fargo (WFC). And more precisely 60-70 DTE puts.

As an account holder at Wells Fargo bank - I feel Okay selling options or owning shares of WFC

How To Open A Bank Account in U.S., As A Non-resident Non - citizen, Wells Fargo Bank

Wells Fargo stock price as of March 6, 2020

Now, at the start of the March with markets tanked well bellow it's 52 weeks high I was able to write the following put:

Sold 1 WFC May 17'20 strike 30 @1.13

Literally this means that I got $113 for the obligation to buy 100 shares of WFC by May 17 if the stock price will drop below $30/per share.

Break-even: $28.87

If I will get assigned by May 17, I will be pretty much happy, as Wells Fargo is a stock I would like to own for the long term, WFC has a track of record of raising its yearly dividend for 8 consecutive years. If assigned my dividend yield for 2020 would be close to 7%. Which is awesome. 

Once assigned I will be able to write covered calls. 

Yes, I'm writing a naked put here, using margin. Just for the reference, I had to lock $400 in the margin to sell this put, If counted my margin impact only, this sell (if expired worthless at the end) would mean a 28% return in 70 days. More than 145% if annualized. 

Despite we got paid upfront ($113) I will use this money only after closing position (adjustment or expiring worthless), I might buy WFC shares or other good dividend stocks from the income generated. The distributions from this fund are planned to start at the earliest in January 2025. Distributions will be made from dividends and options. 

I truly believe that in 5 years we could build an additional and sustainable EUR 500/income month from options + dividends.

Let me know, how your mom's portfolio is doing,

February 2020 Dividend Income Report - $251.15

| Investments | 14 seen

Welcome to the thirty-fourth (#34) dividend income report, covering earnings I've made from dividend-paying stocks and peer to peer lending in February 2020.

Last February we spent both in Georgia and Latvia, with a small stop to Istanbul, Turkey (layover flight). Our daughter has started to visit English preschool in Tbilisi and now she is really fast picking up new things and words. Amazing. 

Latvian National Library in Riga

They have a great kid room on the 7-th floor with great views towards Old Riga.

From the perspective of the market, last February was a bloodbath, the Corona Virus dominated the news and all major indexes (S&P 500, Dow Jones) were down 10-15%. Our nest egg suffered a lot, but I'm not worried because dividends should provide a stable monthly income.

Speaking of them (dividends) - Last February was brilliant, and for the first time income in February cracked $100 milestone with a huge reserve, reaching pretty solid $251.15.  Compared to the previous February in 2019, that is an increase of +201.68% (+167.90). I wish there were more months with growth like this. 

An additional $500 was made from options trading. I was trading SPX, Gold futures and of course, regular puts and calls on dividend stocks.  As options trading is not a passive form of making money while you are sleeping it wouldn't be fair to include them in dividend income reports. 

Last but not least, last February I traded options on cryptocurrencies using Deribit platform, which resulted in an additional $45.41

When counted all together (dividends + options + crypto options), it seems I have made $796.56 in total last month. That's slightly less than my plan for Q1 2020 (the plan is to make at least $1,200/mo from the market), but I will take it. 

Effective income yield last January was 2.48% (about 29.76% annually) Which is great. One of my monthly goals is to generate at least 2.5% income yield from a portfolio. As longs it's close to it - it's awesome. From dividends + active trading taking 30% year seems quite doable. The first two months of 2020 at least says so (despite uncertainty in the market)

Disclosure: This article contains affiliate links to mintos.com peer to peer lending and deribit.com options trading websites, by clicking on links on this page and by making investment mintos.com or derbit.com, I might earn affiliate income at no cost to you. Also, I'm not a financial advisor and I don't give you any advice, I'm just sharing my own experience. Investments in stocks, funds, bonds or cryptos are risk investments and you could lose some or all of your money. Do your due diligence before investing in any kind of asset. 

Interest income in February 2020

From the stocks and peer to peer lending I got following income last month:

Ticker

Earnings

BGLF

€60.50

FGB

€44.18

EDF

€20.70

EDI

€19.54

ET

€17.20

NHCBHFFT

€16.80

Mintos

€15.01

PBCT

€13.51

RA

€9.09

NCV

€3.80

AWP

€3.04

T

€2.77

Total: €228.32 / $251.15

In total there were 12 great companies paying us dividends in February 2020, that's double the year ago.

Mintos is not anymore #1 in terms of interest generated, I'm slowly withdrawing money from the platform to re-invest in the stock market.

Mintos.com Review 2020 (36 Month of Investing in Peer to Peer Lending)

Monthly income

I've been tracking my journey towards million dollars in a savings account since January 2017. Three years already. The result, so far, looks quite good. Dividends are growing.

Monthly dividend Income chart as of February 2020

The cumulative earnings for 2020 now are $416.14  which is exactly 11.56% from my goal of 2020 ($3,600). On average, it would ask me to generate $318.39 every month for the next 10 months to reach my goal. Right, now this goal looks very hard, as now I cannot see a single $300 month for 2020, but this should change latter, during the year. It will be tough to get to my $3,600 dividend income goal this year, but I will try even tougher to get there.

2019 in Review and Financial Goals for 2020

Goals for February 2021

This is my favorite part of the reports - trying to forecast/set goals for the next year. But before setting a goal for 2020, let's see what I forecasted/said a year ago (February 2019)

When setting goals for February 2020, I will say - $120 is what I'm looking now. Looks quite possible. Should add/increase few quarterly (Feb, May, Aug, Nov) paying stocks + few monthly stocks. Looking on both now,

Wow, not only I reached this $120 goal but also doubled that. Awesome.

For February 2021 I have a goal to reach $320, to get there will add more quarterly stocks paying dividends in Feb (like FBG, PBCT, and T) + also a few monthly paying dividend stocks. From today's perspective looks quite possible.