As of December 5, 2025, our covered-call stock portfolio has grown by an additional 1.65% and reached $10,235. It’s genuinely exciting to be above $10K for the second week in a row.
Still, I’ve been in the stock market too long to rule out a possible pullback in the upcoming weeks.
Year-to-date, we’re up 31.87%, outperforming the S&P 500 by a wide margin (+17.41%).
As usual, we made no major moves throughout the week. At the start of the week, we bought 0.1 share of MCD - we have a tradition of buying 0.1 McDonald’s whenever the kiddo talks us into junk food. I’ll admit we ordered McD more than once this week, but 0.1 share is still a decent addition, and we now hold 3.9 MCD shares in our dividend stock portfolio.
During the week, I also tried to figure out whether a McDonald’s stock split could be on the table. From what I can tell, it’s unlikely in the near future. And while the stock should remain a solid, steady name, it’s probably not where we should expect dramatic price growth - so I’m treating this mostly as a side investment.
Our previous NVDA credit spread expired worthless, and today we opened a new weekly NVDA credit spread. I also used a small portion of the options premium to buy an additional 0.1 NVDA share for the portfolio. Unlike previous weeks, this week I opted for more aggressive premiums to accelerate growth. That said, it isn’t very mindful - if markets get stressed, it could hit the portfolio pretty hard. Still, we’re prepared to roll if challenged.
Current positions
- NVDA DEC 12, 2025 172.5/162.5 Bull Put Credit Spread
- 2X BMY DEC 19, 2025 43/40 Bull Put Credit spread
- SHELL DEC 19, 2025 31/28 Bull Put Credit Spread
- NVDA APR 17, 2026 $115 Covered Call
One of the primary goals of our covered call stock portfolio is to gradually reduce debt while maintaining a long position of 100 shares in NVDA. Notably, we earned $84 in options premium this week. If we can consistently average that amount, it would take approximately 53 weeks to fully eliminate our margin debt of $4,518. I’d be quite happy to eliminate this margin debt in 2026 without selling any stock—let’s see how it goes.
Looking ahead to next week, I will be closely monitoring the NVDA $172.5/162.5 put spread. Should any of our positions come under pressure, the plan is to roll them forward—ideally for a credit.
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