May 2018 Dividend Income Report - $140.35

1 June, 2018 | Investments | 14 seen

Disclosure:  This article contains affiliate links to mintos.com peer to peer lending website, by clicking on links on this page and by making an investment on mintos.com, I might earn affiliate income at no cost to you. Also, I'm not a financial advisor and I don't give you any advice, I'm just sharing my own experience. Investments in stocks, funds, bonds or cryptos are risk investments and you could lose some or all of your money. Do your due diligence before investing in any kind of asset.

From the Baltic stocks, Mintos.com peer to peer lending  and from cryptocurrency lending on Poloniex.com I got following income last month:

• Mintos.com: EUR 53.97
• Poloniex.com: EUR 1.03
• Amber Grid: EUR 24.18
• Energijos Skisrsymo Operatorius :  EUR 15.08
• Klaipedos Nafta: EUR 19.39
• Baltic Horizon Fund: EUR 5.4

Total: EUR 119.05 / USD 140.35

In May, for the first time profit generated from Mintos.com peer to peer lending platform cracked EUR 50, that's thanks to the lucrative cashback program featured on the platform.…

How To Transfer ETC Balance from MyEtherWallet.com to Poloniex.com

1 June, 2018 | Crypto | 26 seen

In today's article, I will demonstrate how to transfer Ethereum Classic (ETC) from MyEtherWallet.com to Poloniex.com exchange (or any other etc address).

For a prelude - I first created a MyEtherWallet address to claim Golden Fleece Tokens (How To Add a Custom Token Balance in MyEtherWallet.com), then I built a gpu ether mining rig and claimed all earnings via MyEtherWallet. With time I started to mine other coins, and at one stage decided to give it a try for ETC coin (probably I was looking for a Callisto Airdrop).

Now I wanted to buy some XRP (ripple) on Poloniex and decided to use pre-mined ETC coins, which I had stored on MyEtherWallet.

For MyEtherWallet I have stored keystore key, and in order to login into a wallet, I need to upload it and in combination with a password to unlock wallet. Before trying to access your ETC funds on MyEtherWallet, make sure you have switched to ETC Network (right upper corner)

Sending ETC from MyEtherwallet

Enter the address to which you are sending and amount to send. For a gas limit, I left to default values.

Confirmation

Now, its…

Reducing 10% from existing portfolio (Mintos, Baltic stocks & Crytpo) - To quickly accumulate cash for funding US stock purchases on LynxBroker

20 May, 2018 | Investments | 24 seen

I didn't have a plan to reduce my existing holdings, neither from Baltic stocks, Mintos or crypto investments, but in order to keep up with my investment goals - I just have to

Long story short - I opened a low-cost European brokerage account at Lynx Broker, and despite it requires a minimum deposit of EUR 3,000 to open an account there, I asked could I do it in several batches. Turns out you can.

Low-Cost European Stock Broker - LynxBroker.com Review

Now, I decided to start small and deposited EUR 470 (~USD 550) to Lynxbroker, once money arrived I happily decided to buy first US stock. And here it was, warning saying:

The order on was rejected with reason: 'YOUR ORDER IS NOT ACCEPTED. MINIMUM OF 2000 USD (OR EQUIVALENT IN OTHER CURRENCIES) REQUIRED IN ORDER TO PURCHASE ON MARGIN, SELL SHORT, TRADE CURRENCY OR FUTURE'.

There is a good explanation for this warning on the Lynx broker website (Minimum requirements)

The total value of your portfolio (value of securities plus cash) must be at least $ 2,000 USD (or an equivalent amount of a different currency) in order to be able…

Low Cost European Stock Broker - LynxBroker.com Review

18 May, 2018 | Investments | 61 seen

Lynxbroker.com is a European (Dutch) discount brokerage offering relatively cheap $5 commissions for US stock trades.

Lynxbroker.com is affiliated with Interactive Brokers, and what's really sweet  - the minimum required deposit is just EUR 3,000

Best stock options trading platform in Georgia (and most of the rest of the World)

I was struggling to gather a minimum of $10,000 deposit to open an Interactive Brokers account when a blog reader Mikheil recently pointed me to a Lynx broker. 

Hi Reinis, take a look at https://www.lynxbroker.com/, https://www.lynxbroker.fi/, https://www.lynx.nl/ in Europe. Their parent company I believe is Interactive Brokers, but with Lynx you can open an account with a minimum of 3000 USD.

Said done, in total it took me about 2 weeks to successfully open a Lynx broker account with even less than EUR 3,000 depositing. After Mikheil' s comment, I proceeded to LynBroker.com webpage and started my application, by filling out some basic data. I didn't upload proof of identity…

Matching interest earned on Mintos.com Peer to Peer Lending Platform

12 May, 2018 | Peer to Peer Lending | 19 seen

Seems that 2018 is a year of great experiments for me, I have started to build up an emergency fund, also I've started 52 weeks money challenge and now I have decided to run another financial experiment - matching interest earned on mintos.com peer to peer platform.

The challenge is simple, at the start of each month I will match and deposit the same amount I received from the platform in the previous month.

Mintos.com Review After 12 Month of Investing in Peer to Peer Lending

Disclosure:  This article contains affiliate links to mintos.com peer to peer lending website, by clicking on links on this page and by making an investment on mintos.com, I might earn affiliate income at no cost to you. Also, I'm not a financial advisor and I don't give you any advice, I'm just sharing my own experience. Investments in stocks, funds, bonds or cryptos are risk investments and you could lose some or all of your money. Do your due diligence before investing in any kind of asset. 

I've been investing with Mintos.com since the start of 2017. The platform has turned out to be the most…

High Yield Dividend Stock Buy Ideas: AWP, FGB, DHY

10 May, 2018 | Investments | 9 seen

I still haven't opened a decent discount stock broker for buying US stocks (I have been in talks of opening a broker account at Lynx Broker), while in the middle of the process, I decided to investigate some high yield dividend stocks in the US.

There are dozens of great dividend income blogs, I love to read their monthly dividend income reports and of course, compare my self to others. Just google - "+month dividend income report" and you will be amazed finding a ton of great reading.

Some bloggers are high net individuals while others are not. One interesting blog I have been following for about a year is John from DividendQuest.com, by reading John's monthly dividend income reports I noticed he is investing in high yield REIT's, with a dividend yield ranging 7-11%. Now, this is some serious yield, but sure it's more risk as well. What was more surprising (at least for me). John has in his portfolio stocks paying dividends monthly. Wow, I  thought. DividendQuest.com inspired me, and without hiding, I admit I took following stocks from John's portfolio - AWP, FGB, and DHY.

My plan…

Super Charging May 2019 Dividend Income ($300/mo Goal)

8 May, 2018 | Investments | 24 seen

May is one of the busiest dividend paying months from the Baltic Stocks. I've been investing in the Baltic stocks since 2017, and dividend income generated from the Baltic stocks slowly are growing. Nothing to brag about, but still, humble but decent.

In May 2017, I made $65.45 from peer to peer lending and Baltic stocks. Although the May of 2018 is just barely started I'm looking on about $140 this May. That's about $75 increase year on year.

In fact, May of 2018 promised about $200 in passive income, but I rushed a bit and sold one great dividend paying stock, as I believed a dividend cut to 0 is happening, just shortly I sold, it was announced that there will be an increased dividend. I sold with a profit and re-invested this money into other dividend-paying stocks. But after an announcement came I calculated that if I would keep the stock I would make about EUR 45 from this stock in dividends this May. Sadly I sold a day before the announcement. 

As they say, that's life, nothing is granted. What at one point seems like the bad stock, in the other morning can turn into best dividend…

April 2018 Dividend Income Report - $95.47

6 May, 2018 | Investments | 14 seen

Welcome to the twelfth (#12) dividend income report, covering earnings I've made from the Baltic dividend-paying stocks and peer to peer lending (both fiat and cryptocurrencies).

Wow, already twelve dividend income reports, that's one year of tracking my road to the million dollars by the time I will turn 60. The last April marked also a small one-year anniversary since I've been investing in the Baltic stocks, you can read my review here: Baltic Dividend Stock Market Review - Thoughts After Investing for a One Year

April turned out neither good, neither bad. I was looking to crack $100 milestone this month, but because of one dividend payment been paid in May, instead of April, the total income was lower as expected. (That's for the bad news, but still, nothing bad here, as I still will get paid in May). 

Disclosure:  This article contains affiliate links to mintos.com peer to peer lending website, by clicking on links on this page and by making an investment on mintos.com, I might earn affiliate income at no cost to you. Also, I'm not a financial advisor and I don't give you any advice, I'm…

Amazon OneLink? No, Thanks - Improve Page Load times by removing Third Party scripts

5 May, 2018 | Servers | 7 seen

I felt very enthusiastic once Amazon announced OneLink, it seemed like a missing puzzle to serve international customers and boost earnings as an Amazon associate.

Now many months later I have very ambivalent feelings regarding this - yes, I've made some extra dollar (pound and euro) by serving Amazon.co.uk and Amazon.de - on the other hand, earnings from these versions are humble not to say more, and in fact earnings from Amazon.com have started to dip for couple of months (I'm not blaming Amazon OneLink here)

After I decided to remove Social Share buttons from my blog to improve Page load times I discovered that on some pages javascript from Amazon actually is the biggest issue for blogs performance, and with combination of low income from Amazon OneLink, I decided it's time to further limit external javascript in order to improve page load times and speed. 

Here is the test from an article containing amazon associates third-party javascript (OneLink and Recommendations) before optimizing this page for better load times

Page load times for page with Amazon Javascripts

In fact, that's a pretty…

How To Regenerate Drupal GMAP Marker Cache (Request for Invalid Marker Set)

3 May, 2018 | Drupal Development | 27 seen

Although it doesn't happen often, in rare situations you might get in trouble with GMAP marker sets. The most common case is change with folder permissions or migrating site to another host.

How to add Custom Markers for Gmap Module Drupal

Here is how it looks:

Request for invalid marker set notification

And here is how map field looks:

Map with a missing marker (s)

The default map is displayed.

Luckily there is a simple solution - delete gmap.markers.js file from files/js folder, and markers will regenerate by themselves.

Now, run clear cache and all markers should be back

Marker cache cleared

Postcards from Kuldīga

1 May, 2018 | | 8 seen

Kuldīga has been featured on the blog many times, starting old brick bridge over the Venta river, including flying fish over Venta rapid, ending some of the finest Kuldīga restaurants

In today's Piece of Life series - a tranquil sunset from Kuldīga

Statue of Love during sunset in Kuldīga

A cool, wood carved sculpture. Compare this one with the metallic sculpture of Ali and Nino (located in Batumi, Georgia)

Brick bridge in Kuldīga

Brick bridge in Kuldīga over the river of Venta according to some sources is the longest of its kind bridge in Europe.

The brick bridge across the Venta has been serving the people of Kuldīga since 1874. It was according to 19th century standards. The 164 metre long arched bridge with seven spans of brick arches with boulder abutments was not only the largest and most ornate in the territory of Latvia but also one of the most modern in Europe.

Postcards from Kuldīga

Tranquil Sunset at Dubulti

29 April, 2018 | | 7 seen

Dubulti, has been our home since February 2018, we are spending here this Summer.

One of the rare and actually only attractions here is the beach. I've been documenting it a lot lately.

In today's Piece of Life series - a tranquil sunset from Dubulti beach:

Storytelling photo - mother and child in a sunset

Actually, that was here in Jūrmala, I decided to take my second 365 days photo challenge. Photos from today are from folder day 5

Seagulls at sunset

Portrait in a sunset

How To Fix: Error: Call to undefined function curl_init()

28 April, 2018 | Servers | 25 seen

After upgrading from Ubuntu 12 to Ubuntu 16 I discovered an error for Drupal website sending e-mails using Mailsystem + Postmark

here is the error code:

Luckily there is an easy solution, installing missing curl:

Hope, that helps!

Baltic Dividend Stock Market Review - Thoughts After Investing for a One Year

27 April, 2018 | Investments | 31 seen

April 2018, marks a small one year anniversary since I've been investing in the Baltic Stock market, more precisely - Baltic dividend stocks. 

I decided to invest in the Baltic stocks, once I found I'm too short to open Interactive Brokers account for buying US stocks (required opening minimum is $10,000). Buying Baltic stocks from local brokers (SEB bank) is relatively cheap (about 3 EUR commission per trade).

Back in April 2017 I started to acquire first stocks in the Baltics, now a year later I've built a humble (~EUR 7,800 worth) Baltic stock portfolio. In general I could sell of all of my holdings there and put this money to open Interactive Brokers, but that's not the plan (At least not yet)

Since April 2017, I have bought 18 dividend paying stocks in the Baltics, in March 2018, after it was announced that one company is planning to leave Nasdaq Baltics I sold it, got some humble profit). And now I actually hold just 17 dividend paying stocks.

For tracking my holdings in Baltic Stocks I've built a simple Google Spreasheet

In total,in dividends I've received EUR 343,7 giving a dividend yield on cost 4.37%, while…

Planting Onion Springs and Radishes

25 April, 2018 | Home Remodeling | 5 seen

For the past three years, it has been already a tradition planing some veggies in the garden.

For this year's early garden works - planting onion springs and radishes.

Planting spring onions

Planting radishes