Blog Archive: April 2020 | Reinis Fischer

Rundāle Palace and Garden

25 April, 2020 | Tourism objects | 18 seen

Rundāle Palace is one of the two major baroque palaces built for the Dukes of Courland in what is now Latvia, the other being Jelgava Palace. The palace was built in two periods, from 1736 until 1740 and from 1764 until 1768. It is situated at Pilsrundāle, 12 km west of Bauska.

The palace and its garden are among the top 10 destinations to visit in Latvia.

We have been heading to Rundāle once in a while, when in Latvia, preferably in Summer.

Rundala palace and its garden

In 1735 Duke of Courland Ernst Johann von Biron bought land in Rundāle with an old medieval castle in the territory of a planned summer residence. The old castle was demolished and construction after the design of Bartolomeo Rastrelli started in 1736.

Construction proceeded slowly because part of the materials and resources were transferred to the construction of Jelgava Palace, a project which was more important for the duke. Following Biron's fall from grace in 1740, the palace stood unfinished and empty until 1762 when Biron returned from his exile.

Under the supervision of Rastrelli its construction was finished in 1768. Johann Michael Graff produced lavish stucco decorations for the palace during this time. Ernst Johann von Biron loved the palace and moved there already in 1768. He often visited palace and spent summers there until his death in 1772. Son of an Ernst Johann duke Peter von Biron visited palace only a few times because unlike his father he preferred to spend summers in his Vircava manor.

Garden at Rundale place

The garden is really impressive. It can compete to the famous Keukenhof tulip fields in the Netherlands.

The palace is one of the major tourist destinations in Latvia. It is also used for the accommodation of notable guests, such as the leaders of foreign nations. The palace and the surrounding gardens are now a museum

Guest House Old Wall in Lagodekhi

24 April, 2020 | Hotel reviews | 9 seen

Offering a barbecue and children's playground, Guest House Old Wall is situated in Lagodekhi.

Property is set within the historic walls of the old castle Lakuasti. Guests can enjoy the on-site bar. Free WiFi is available throughout the property and free private parking is available on site.

This was our first stay in Lagodekhi, during a recent trip to the region (September 2019), we arrived here after a nice and comfy stay at Akhasheni Wine Resort near Gurjaani.

Guest House Old Wall in Lagodekhi

It was decided to use this guesthouse as a base to reach the Ninoskhevi waterfall. And seems the guest house is one of the top choices for travelers from all around the World to get there.

Rooms feature mountain or garden views. Guests can enjoy traditional Georgian dishes on site.

Interior inside guest house

Nice and cozy. We were offered a duplex room, but as we were traveling with a toddler, we asked to switch our rooms and were presented room in the first floor.

During our one night stay here we met travelers from Germany, Israel. In the evening kid hosts made a supra for us in the outside garden.

Traditional Georgian supra in the evening

Grilled mead, salads and cheese, really good.

3 Trades to Generate $200/mo Selling Naked Puts on Dividend Stocks

22 April, 2020 | Investments | 45 seen

Selling naked puts on dividend stocks is one of my favorite income-generating strategies. I've been selling options since the end of March 2019, and as a seasoned dividend income investor, I find options as one of the best inventions of our time.

3 Trades to Generate $165 - $350/mo Selling Cash-Secured Put Options

Income from options regularly puts food on our family table (or at least buys some candies).

To follow up on my trades in almost real-time - subscribe to my newsletter at Covered Calls with Reinis Fischer

I sell puts and calls. Also, I do verticals on the S&P 500 (SPX), and trade futures on Gold, and other instruments. the most important - I find a lot of fun there.

Investment Goal #7 - Selling Puts to Own / Generate Income

Recently I was reading a good article about 3 Trades to Generate $1,000 Every Month Selling Puts article, where the author talks about selling puts on Microsoft, BP, and XLF stocks. The author also finds it will require about $46,100 to generate $1,020/mo or 2.21% yield/mo.

I decided to mirror this approach, but instead of selling puts on MSFT, BP, or XLF stocks, I will use stocks I hold in our portfolio - AT&T, Pfizer, and Cisco Systems. By the way, all three are great dividend stocks that combined are paying dividends every month of the year.

Generate monthly income selling puts on AT&T (T) stock

At&T stock price as of February 7, 2020

T probably is my favorite stock to sell options on it. There are a few reasons I like T - it is a component of the S&P 500 composite index, it has raised it's dividend for 34 consecutive years, and it has one of the highest dividends on the S&P 500 list.

I have been selling puts on it since March or April 2019. T is the stock I have in my dividend stock portfolio and it contributes a little to our dividend income in February, May, August, and November.

You could sell a put with March 6 expiry with a strike price of $38 for about $0.49. That gets you $49 and makes about 1.28% return is less than 30 days. Or about 15.36% annualized. Break-even: $37.51

If T stock closes above $38 on March 6, you keep the premium and start over. If the stock closes under $38 you get assigned but check your break-even points. There are several options you could use not to get assigned, like a roll down or roll forward. Or you could take stock, collect the dividend and sell covered calls. Win, win, win

Remember, you are selling one contract, 100 shares of T stock, make sure you have $3,800 cash or buying power (margin) to buy 100 shares if assigned.

Generate monthly income selling puts on Pfizer (PFE) stock

Pfizer stock price as of February 7, 2020

Just like AT&T, Pfizer stock is also a component of S&P 500, plus is on the list of Dow Jones, even more, Pfizer is part of the Dogs of the Dow list (highest dividend-paying stocks from Dow Jones index), the dividend is above 3%, and what's great Pfizer has increased its dividend for the past 9 consecutive years.

Pfizer is one of the latest additions to our dividend income portfolio. I started to acquire Pfizer stock for the so-called Partnership fund, which basically means I'm buying once in a month Pfizer stock for my better part.

I have been selling puts on Pfizer stock since January 2020. Pfizer stock also contributes some bits to our dividend income in the following months: March, June, September, and December

You could sell a put on Pfizer stock with March 6 expiry and strike price of $38 for about $0.68. That gets you $68 and makes about 1.78% return is less than 30 days. Or about 21.36% annualized. Break-even: $37.42

If PFE stock closes above $38 on March 6, you keep the premium and start over. If the stock closes under $38 you get assigned but check your break-even points. There are several options you could use not to get assigned, like a roll down or roll forward. Or you could take stock, collect dividend and sell covered calls. Win, win, win

Remember, you are selling one contract, 100 shares of PFE stock, make sure you have $3,800 cash or buying power (margin) to buy 100 shares if assigned.

Generate monthly income selling puts on Cisco Systems (CSCO) stock

Cisco stock price as of February 7, 2020

Just like AT&T and Pfizer, Cisco Systems stock is also a component of S&P 500, and just like Pfizer, Cisco systems are on the list of Dow Jones, and like Pfizer is part of the Dogs of the Dow list, the dividend is just above shy 2%, I would like more, but as we can generate extra income from puts and calls it's quite good actually. Also, Cisco systems have increased dividends for the past 9 consecutive years.

I have been adding Cisco Systems to our dividend income portfolio since January 2020, we are waiting for dividend income in the following months: January, April, July, and November

You could sell a puton Cisco systems stock with March 6 expiry and strike price of $48 for about $1.21. That gets you $68 and makes about 2.52% return in less than 30 days. Or about 30.24% annualized. Break-even: $46.79

If CSCO stock closes above $48 on March 6, you keep the premium and start over. If the stock closes under $48 you get assigned but check your break-even points. There are several options you could use not to get assigned, like a roll down or roll forward. Or you could take stock, collect the dividend and sell covered calls. Win, win, win

Remember, you are selling one contract, 100 shares of CSCO stock, make sure you have $4,800 cash or buying power (margin) to buy 100 shares if assigned.

Subscribe to my newsletter at Covered Calls with Reinis Fischer

Top 12 Laptops with NVIDIA Quadro Graphics Card

20 April, 2020 | Laptop Reviews | 1,523 seen

From stunning industrial design to advanced special effects to complex scientific visualization, Quadro is the world’s preeminent visual computing platform.

Trusted by millions of creative and technical professionals to accelerate their workflows, only Quadro has the most advanced ecosystem of hardware, software and tools to transform the disruptive challenges of today into business successes of tomorrow.

Quadro delivers desktop-class performance to mobile workstations in incredibly powerful, thin, and light form factors. Access the power of RTX anywhere — tackle complex datasets with ease, render photorealistic images interactively, and develop life-like VR experiences on the go

In this article, you will find both Intel core i7 and latest Intel Core i9 powered laptops with Nvidia Quadro graphics cards, from serries of P500, P520, P2000, RTX 3000. M1200, P100, T1000, T2000, P1000 and more

You should expect to spend about $1,300 - $4,400 for NVIDIA Quadro graphics card powered laptop

A quick note: This article contains affiliate links to Amazon.com, by clicking on links on this page and by making a purchase on Amazon site, I might earn an affiliate income from that. Prices for laptop computers listed on this page are retrieved using Amazon Product Advertising API and is updated daily. For actual prices please refer to the product page on Amazon.

Dell Precision 15 3551 Workstation 15.6" FHD Business Laptop, Intel Hexa-Core i7-10850H, 16GB DDR4 RAM, 512GB PCIe SSD, Quadro P620 4GB, WiFi 6, Backlit Keyboard, Fingerprint Reader, Windows 10 Pro

CPU: 10th Gen Intel Core i7-10850H Processor @ 2.70GHz (6 Cores, 12 Threads, 12M Cache, up to 5.10 GHz).
Display: 15.6″ FHD 1920×1080, Anti-Glare Non-Touch, 45 percent color gamut, WVA; Graphics: NVIDIA Quadro P620 W/ 4GB GDDR5 VRAM.
RAM: 16GB 2933MHz DDR4 SDRAM Memory; Hard Drive: 512GB PCIe NVMe M.2 SSD. This electronic gift, holiday gift offers a good experience for watching videos, browsing the web, remote work, or study from home.
Intel Wi-Fi 6 AX201 2×2 .11ax 160MHz + Bluetooth 5.1; 3 x USB 3.2 (Gen 1 Type-A), 1 x USB 3.2 (Gen 2 Type-C), 1x HDMI, 1x LAN RJ-45, 1x Audio; 1 x Card Reader.
Windows 10 Professional (64-bit). Dual Pointing US English Keyboard Backlit with 10 Key Numeric Keypad; Fingerprint Reader; Gray.

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Lenovo ThinkPad P15v 15.6" FHD Business Mobile Workstation Laptop Computer_ Intel Hexa-Core i7-10750H_ 64GB DDR4 RAM_ 2TB PCIe SSD_ NVIDIA Quadro P620 4GB_ Windows 10 Pro_ BROAGE 64GB Flash Drive

Seal is opened for upgrade ONLY, from Base Model with Specis 16GB DDR4 RAM, 512GB PCIe SSD. 1-years warraty on Upgraded RAM/SSD from BROAGE, and original 1-Year Manufacture warranty on remaining components. Powered by 10th Gen Intel Core i7-10750H Processor (2.60GHz, up to 5.00GHz with Turbo Boost, 6 Cores, 12MB Cache), you can watch your favorite games come to life.
15.6" FHD (1920 x 1080) IPS, Non-Touch, anti-glare, 250 nits Display; NVIDIA Quadro P620 4GB 4GB Graphics; 720p HD Camera with ThinkShutter, 2 x 2W stereo speakers, Dolby Atmos Ideal for Home, Student, designers, creators, engineer professionals, Small Business, School Education, and Commercial Enterprise, Online Class, Google Classroom, Remote Learning, Zoom Ready.
64GB 2933MHz DDR4 Memory for full-power multitasking; 2TB PCIe NVMe M.2 SSD; This electronic gift, holiday gift offers a good experience for watching videos, browsing the web, remote work, or study from home.
Intel Wi-Fi 6 AX201 802.11AX (2 x 2) & Bluetooth 5.1; 2 x USB A 3.2 Gen 1 (1 always on), USB Type-C 3.2 Gen 2 / Thunderbolt 3 , HDMI 2.0, Headphone / mic combo jack, RJ-45 Gigabit Ethernet, SD card reader.
Bundled with BROAGE BROAGE 3 In 1 Design Stylus (Stylus Pen + Ballpoint Pen + USB 3.0 64GB Flash Drive), Authorized Sellers ONLY. Windows 10 Pro, 64-bit, English; Backlit Keyboard with Number Pad - US English; Fingerprint Reader; Black

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Lenovo ThinkPad P15 Gen 1 Laptop, Intel Core i7-10750H, 32GB DDR4 SDRAM, 512GB SSD, NVIDIA Quadro T2000 4GB, Windows 10 Pro (20ST004DUS)

2.60 GHz Intel Core i7-10750H Hexa-core Processor
32GB DDR4 SDRAM | 512GB SSD
15.6" Full HD 1920 x 1080 IPS Display
NVIDIA Quadro T2000 4GB GDDR6 Graphics
Windows 10 Pro 64-bit Edition

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Razer Blade 15 Studio Edition Laptop 2020: Intel Core i7-10875H 8-Core, NVIDIA Quadro RTX 5000, 15.6” 4K OLED Touch, 32GB RAM, 1TB SSD, CNC Aluminum, Chroma RGB, Thunderbolt 3, Creator Ready

More Power, More Cores: The 8-Core 10th Gen Intel Core i7-10875H processor provides the ultimate level of performance with up to 5. 1GHz Max Turbo.
Studio Ready: The NVIDIA GeForce RTX 2080 Super with Max-Q Design (8GB GDDR6 VRAM) graphics is up to 25% faster than the original RTX 20 Series with more cores and higher clocks.
Vivid Visuals: The 4K OLED touch display delivers blazing fast 1ms response time and a wide color range covering 100% of the DCI-P3 space, while the HDR 400 True Black ensures deep blacks and vibrant colors.
Thin and Compact: The CNC aluminum unibody frame houses incredible performance in the most compact footprint possible, while remaining remarkably durable and just 0. 7" thin.
Innovative Cooling: A unique vacuum sealed, liquid filled, copper vapor chamber spans the heat generating components and is the key to getting maximum performance and user comfort in a compact, thin design.
Connectivity technology: HDMI

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Lenovo ThinkPad P52s Mobile Workstation Ultrabook Laptop (Intel 8th Gen i7-8550U 4-core, 16GB RAM, 512GB SSD, 15.6 Inch FHD 1920x1080 IPS, NVIDIA Quadro P500, Fingerprint, Backlit Keyboard, Win 10 Pro

8th Generation Kaby Lake R Intel Core i7-8550U Quad-Cores Processor (1.8 GHz up to 4.0GHz, 8 MB Cache), NVIDIA Quadro P500 with 2 GB GDDR5 VRAM
15.6" Full HD (1920 x 1080) IPS Technology LED Backlight Display, 1 x 10/100/1000 Mb/s Gigabit Ethernet (RJ45), 802.11ac; Dual-Band and Bluetooth 4.1
16GB DDR4 Memory, Built-in HD webcam, Full-Size Backlight Keyboard, Numeric Keypad
512GB SSD (Solid State Drive), 1 x Thunderbolt 3, 1 x USB 3.1 Gen 1 Type-C, 2 x USB 3.1 Gen 1 Type-A, 1 x Docking Connector, 1 x HDMI 1.4, 1 x 1/8" (3.5 mm) Headphone/Microphone, Combo Jack, Media Card SD/SDHC/SDXC MMC
Windows 10 Professional (Win 10 Pro), 4 (32Wh) cell Battery, 1 Year Manufacture warranty from the Seller

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Lenovo ThinkPad P53s Workstation Laptop (Intel i7-8565U 4-Core, 16GB RAM, 256GB PCIe SSD, Quadro P520, 15.6" Full HD (1920x1080), Fingerprint, WiFi, Bluetooth, Webcam, Win 10 Pro) with USB3.0 Hub

Intel Core i7-8565U 1.80GHz Processor (8th Gen, upto 4.60 GHz, 8MB Smart Cache, 4-Cores) ; 16GB DDR4 SODIMM RAM
NVIDIA Quadro P520 2GB GDDR5 Integrated Graphics
15.6" Full HD (1920x1080) Display; 802.11ac Wifi, Bluetooth 5.0, Ethernet LAN (RJ-45), 720p HD Webcam, Fingerprint Security System, Black Color
256GB PCIe NVMe SSD; 2xUSB3.1, 1xHDMI, 1xThunderbolt Port, 1xType-C USB, Micro SD Reader, 3.5mm Combo Jack., Windows 10 Pro-64, 3-Cell 57 WHr Battery, 1 Year Manufacturer warranty from GreatPriceTech (Professionally upgraded by GreatPriceTech)
Includes Portable USB 3.0 Data Hub

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Lenovo ThinkPad P52 Laptop 15.6 inch FHD (1920x1080) IPS Intel Core i7-8850H (8th Gen) NVIDIA Quadro P2000 4GB GDDR5 32GB 1TBGB SSD M.2 Win10 Pro (32GB RAM | 1TB SSD)

Core i7-8850H (6C, 2.6 / 4.3GHz, 9MB)
NVIDIA Quadro P2000 4GB
15.6" FHD (1920x1080) IPS
Windows 10 Pro 64

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ASUS ProArt StudioBook Pro 17 Mobile Workstation Laptop (Intel i7-9750H, 32GB RAM, 1TB NVMe SSD, NVIDIA Quadro RTX 3000 6GB, 17" WUXGA, Windows 10 Professional) Business Notebook Computer

Seamlessly edit your creations and render multilayered files with professional-grade NVIDIA Quadro RTX 3000 graphics, optimized for stability and performance with professional software apps. This DirectX12-compatible graphics monster delivers all the horsepower you need for even the most graphics-intensive tasks, such as 3D rendering, video playback, and flawless simulation

Processor: Intel Core i7-9750H Six Core Processor (12MB Cache, 2.6GHz-4.5GHz) 45W
RAM: 32GB DDR4 2666MHz | Hard Drive: 1TB NVMe Solid State Drive
Keyboard: Full-Size Backlit, 1.4mm Travel, Privacy Hotkeys | Operating System: Windows 10 Pro x64
Graphics: NVIDIA Quadro RTX 3000 6GB GDDR6 | Display: 17.0" WUXGA NanoEdge Matte (1920 x 1200)
32GB RAM Upgrade | 3-Year CUK Limited Warranty

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Dell Precision 7530 Mobile Workstation | 2.6Ghz Intel Core i7 8850HK Six-Core - 15.6" FHD IPS | 32GB | 256GB | NVIDIA Quadro P2000 | Win10 pro, Pro Support

Dell 15.6" Precision 7530 Mobile Workstation
2.6 GHz Intel Core i7-8850H Six-Core
32GB DDR4 RAM | 256GB NVMe PCIe SSD
Dell ProSupport - Windows 10 pro
NVIDIA Quadro P2000 w/4GB GDDR 5

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Lenovo ThinkPad P51 Mobile Workstation 20HH000TUS - Intel Quad-Core i7-7700HQ, 16GB DDR4 RAM, 512GB PCIe NVMe SSD, 15.6" FHD IPS 1920x1080 Display, NVIDIA Quadro M1200 4GB, Windows 10 Pro.

Intel Core i7-7700HQ (6M Cache, up to 3.8 GHz) - 512GB PCIe SSD - 16GB PC4-19200 DDR4 SDRAM, 2400MHz SODIMM
15.6" Full HD IPS (1920x1080) Anti-Glare, Non-Touch Display - NVIDIA Quadro M1200 Discrete Graphics with 4GB VRAM - Stereo Speakers

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2020 Premium Dell Precision 5530 Mobile Workstation Business Laptop, 15.6" FHD, Intel 6-Core i7-8850H, 16GB RAM 512GB SSD, 4GB Quadro P100 Backlit KB FP Thunderbolt Win 10 Pro + ePark Wireless Mouse

16GB DDR4 SDRAM Memory | 512GB Solid State Drive
8th Generation Intel Core i7 Processors, Intel Hexa-Core i7-8850H, Base 2.60 GHz, Up to 4.30 GHz with Intel Turbo Boost Technology, 9 MB Intel Smart Cache, 12 Threads
15.6" UltraSharp Full HD ( 1920 x 1080 ) IGZO4, AG, NT, w/Prem Panel Guar 72% Color Gamut Widescreen LED Display I Dedicated 4 GB GDDR5 Nvidia Quadro P1000
1 x Thunderbolt 3 USB Type-C, 2 x USB 3.1 Gen 1, 1 x HDMI, 1 x Memory card reader, 1 x Security lock, 1 x headphone/microphone combo jack
Microsoft Windows 10 Professional 64 bit, Built-in HD webcam with microphone, Waves MaxxAudio Pro, Backlit Keyboard, Fingerprint reader, Wireless-AC and Bluetooth 5.0 Combo

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Lenovo ThinkPad P53 20QN002LUS 15.6" Mobile Workstation - 1920 X 1080 - Core i7 i7-9750H - 16 GB RAM - 1 TB HDD - Midnight Black - Windows 10 Pro - NVIDIA Quadro T1000 with 4 GB - in-Plane Switch

Intel six Core i7-9750h (12M Cache up to 4 5 GHz) - 1TB HDD - 1x 16GB DIMM DDR4-2666 RAM
15 6" Fhd IPS (1920x1080) 300nits anti-glare Non-Touch Display - NVIDIA Quadro T1000 discrete graphics with 4GB GDDR5 VRAM - Stereo speakers
Built in HD 720P Webcam with ThinkShutter - Intel Dual Band Wireless-AC (2x2) AX200 11Ax Bluetooth Version 5 0 - fingerprint reader discrete TPM 2 0 chip
Ports 2 x USB 3 1 Gen1 (1 Always on) | 2 x USB 3 1 Gen2 Type-C/ Thunderbolt 3 | 1 x USB 3 1 Gen 2 Type-C | 4-in-1 media card Reader (MMC SD SDHC SDXC) HDMI 2 0 RJ45 Ethernet Audio Combo Jack
Windows 10 Pro 64-bit - Backlit keyboard with full Number pad spill resistant/ 170-watt ac-adapter/ integrated 90Wh battery 3 Year Lenovo manufacturer

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Lenovo ThinkPad P53 Mobile 4G WWAN UHD Workstation 20QN001BUS - Intel Six Core i7-9750H, 16GB RAM, 512GB PCIe Nvme SSD, 15.6" 4K 3840x2160 Display, NVIDIA Quadro T2000 4GB Graphics, Windows 10 Pro

9th Gen Intel six Core i7-9750h (12M Cache, up to 4.5 GHz) - 512GB PCIe SSD - 1x 16GB DIMM DDR4-2666 RAM.
15.6" Uhd 4K (3840x2160) 500nits, anti-glare, Non-Touch Display - NVIDIA Quadro T2000 discrete graphics with 4GB GDDR5 VRAM - Stereo speakers.
4G WAN mobile Broadband connectivity (fibocom l850-gl), built in HD 720P Webcam with IR and ThinkShutter - Intel Dual Band Wireless-AC (2x2) AX200 11Ax, Bluetooth Version 5.0 - fingerprint reader, discrete TPM 2.0 chip.
Ports: 2 x USB 3.1 Gen1 (1 Always on) | 2 x USB 3.1 Gen2 Type-C/ Thunderbolt 3 | 1 x USB 3.1 Gen 2 Type-C | 4-in-1 media card Reader (MMC, SD, SDHC, SDXC) HDMI, 2.0 RJ45 Ethernet, Audio Combo Jack.
Windows 10 Pro 64-bit - Backlit keyboard with full Number pad, spill resistant/ 170-watt ac-adapter/ integrated 90Wh battery. 3 Year Lenovo manufacturer Warranty

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2020 Dell Precision 5530 Mobile Workstation 15.6” FHD Business Laptop Computer,Intel 6-Core i7-8850H, 8GB DDR4, 500GB HDD, Nvidia Quadro P1000, Windows 10 Professional+YZAKKA External DVD+Accessories

8th Gen Intel Core i7-8850H 2.60 GHz, Turbo to 4.30GHz, 9MB Cache, 6 Cores, 12 Threads, Nvidia Quadro P1000 w/4GB GDDDR5
15.6" UltraSharp FHD IGZO4, 1920x1080, AG, NT, w/Prem Panel Guar 72% Color Gamut. Built-in HD webcam with dual array microphone
8GB DDR4 RAM for full-power multitasking; 500GB HDD Holds a sizeable collection of digital photos, music, HD videos and DVD-quality movies. 5400 rpm spindle speed for standard read/write times.
Intel Dual Band Wireless AC 9260 802.11ac MU-MIMO 2x2;Bluetooth 5.0 vPro;2x USB 3.1 Gen 1;1x HDMI;1x Thunderbolt;1x Security lock;1x Headphone output/Microphone input combo
Windows 10 Professional; With Accessories YZAKKA External DVD drive + USB extension cord 6ft, HDMI cable 6ft and Mouse Pad

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Lenovo ThinkPad P73 Home and Business Laptop (Intel i7-9750H 6-Core, 16GB RAM, 256GB PCIe SSD + 1TB HDD, 17.3" Full HD (1920x1080), Quadro P620, Fingerprint, Bluetooth, Webcam, Win 10 Pro)

9th Gen Intel Core i7-9750H 2.60GHz Processor (upto 4.50 GHz, 12 MB SmartCache, 6-Cores) ; NVIDIA Quadro P620 Integrated Graphics
16GB DDR4 SODIMM RAM; Bluetooth 5.0, Ethernet, 720p HD Webcam, Fingerprint, Backlit Keyboard
17.3" Full HD (1920x1080) Display; 6-Cell 99 WHr Battery
256GB PCIe NVMe SSD + 1TB HDD; 3xUSB3.1, 1xHDMI, 1xThunderbolt, 1xType-C USB, SD Reader, 3.5mm Combo Jack. Black Color, Windows 10 Pro-64, 1 Year Manufacturer warranty from MichaelElectronics2 (Professionally upgraded by MichaelElectronics2)
Includes Portable USB 3.0 Data Hub

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ConceptD 3 CN315-71P-78QP Creator Laptop, Intel Core i7-9750H, NVIDIA Quadro T1000, NVIDIA Studio, 15.6" FHD IPS, 100% DCI-P3 Color Gamut, Pantone Validated, Delta E<2, 16GB DDR4, 512GB NVMe SSD

Graphic design is quick and easy on the new ConceptD 3 Pro creator laptop. Fine tune images with professional precision with its PANTONE Validated 15.6" Full HD display with Delta E <2 color accuracy, 100% DCI-P3 color gamut, a powerful 9th Gen Intel Core i7 processor and NVIDIA Quadro T1000 graphics. The aluminum metal body gives the laptop a premium feel. Experience great performance and portability in one—all while delivering remarkable true color imagery and every detail imaginable!

9th Generation Intel Core i7-9750H 6-Core Processor (Up to 4. 5GHz) with Windows 10 Professional 64 Bit
NVIDIA Quadro T1000 with 4 GB of dedicated GDDR5 VRAM | NVIDIA Studio Laptop
15. 6" Full HD (1920 x 1080) widescreen LED-backlit IPS Display | PANTONE Validated | Delta E <2 | 300nit Brightness | 100% DCI-P3 Color Gamut
16GB DDR4 2666MHz Memory | 512GB PCIe NVMe SSD | Amber Colored Backlit Keyboard | Acer Bio-Protection Fingerprint Solution
Intel Wireless Wi-Fi 6 AX200 802. 11ax Dual-Band 2. 4GHz and 5GHz featuring 2x2 MU-MIMO technology (Max Speed up to 2. 4Gbps) | 10/100/1000 Gigabit Ethernet LAN (RJ-45 port)

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What Happens to Options While Stock is Doing Reverse Split

18 April, 2020 | Investments | 121 seen

Stock splits are not rare, they happen quite often.

In this article, I'm going to try to shed some light on what happens to options when stock is doing a reverse split.

Make sure to check out my newsletter: Covered Calls with Reinis Fischer

On March 24, 2020, I bought both call and put ratio back spread options on XOP ETF.

A couple of days later I was reading on SeekingAlpha that XOP is doing a reverse stock split (4:1)

My first question was - what happens to my options now I'm currently holding on XOP ETF.

In today's article, I will try to find answers on two questions - what is a reverse stock split? and what happens to options hold while stock is doing a reverse split?

Reverse stock split for XOP 4:1

From SeekingAlpha:

In the past month, XES has declined 67% to $2.13 per share and XOP has fallen 57% to $7.54 per share.
Both ETFs will trade at their post-reverse split price-effective March 30, 2020.

I made a comment on that article:

And what happens to options then?
I currently hold May 15 expiry ratio back spreads on XOP

but no reply yet. Ah, okay, this is fine.

So I started to search more

Reverse Stock Split

A reverse stock split is a type of corporate action which consolidates the number of existing shares of stock into fewer, proportionally more valuable, shares. The process involves a company reducing the total number of its outstanding shares in the open market, and often signals a company in distress. A reverse stock split divides the existing total quantity of shares by a number such as five or ten, which would then be called a 1-for-5 or 1-for-10 reverse split, respectively. A reverse stock split is also known as a stock consolidation, stock merge or share rollback and is the opposite exercise of stock split, where a share is divided (split) into multiple parts.

Good, now when we know what a reverse stock split is, let's try to figure it our what happens to options during a split.

Options Reverse Split

From: What Happens to an Option When a Stock Splits?

A reverse split also reverses the adjustment process. For example, if you buy a call option that controls 100 shares of XYZ with a strike price of $5. If XYZ announces a 1:5 stock split, the contract would now control 20 shares with a strike price of $25.

Example with XOP

As in my case XOP is doing a 1:4 stock split, and I hold the following contracts:

call ratio back spread before

sold 1 call 8 @1.20 (mul=100)
bought 2 calls 10 @0.45 (mul=100)

call ratio back spread after

sold 1 call 32 @1.20 (mul=25)
bought 2 calls 40 @0.45 (mul=25)

put ratio back spread before

sold 1 put 8 @1.29 (mul=100)
bought 2 puts 6 @0.55 (mul=100)

put ratio back spread after

sold 1 put 32 @1.29 (mul=25)
bought 2 puts 24 @0.55 (mul=25)

Akhasheni Wine Resort

17 April, 2020 | Hotel reviews | 16 seen

Akhasheni Wine Resort is located near the town of Gurjaani, Georgia.

This 4-star resort offers a 24-hour front desk. Guests can chill out in the outdoor swimming pool.

We booked this hotel at the start of September and paid about $95 for a one night stay.

Top Gurjaani Hotels & Guest Houses

Room at Akhaseni wine resort

Simple and cozy.

One of the main features of this hotel is it outdoor pool with warm water, taking a swim in the middle of vineyards, yes this is quite possible here.

Outdoor swimming pool

As it was rtveli time, I asked permission to go inside the vineyards to try grapes from the field. mhm, it tasted so good.

Boasting free bikes and a restaurant, Akhasheni Wine Resort is set in Gurjaani. This 4-star resort offers a 24-hour front desk. Guests can chill out in the outdoor swimming pool.

Free WiFi is accessible to all guests, while certain rooms come with a terrace.

The resort offers a continental or buffet breakfast.

Akhasheni Wine Resort offers a barbecue. Cycling is among the activities that guests can enjoy near the accommodation.

Top 10 Laptops with 128GB RAM (Mobile WorkStations)

13 April, 2020 | Laptop Reviews | 2,050 seen

Just like 64GB RAM laptops, laptops with 128 GB RAM are specially upgraded to meet the needs for very demanding processing.

Most of the 128 GB RAM laptops come with the latest Intel Core i9 processors, but also Intel core 7 is featured quite frequently. .

These beastly powerful mobile workstations come with a price attached, expect to spend at least $3,000 up to $7.000 for a 128 GB RAM laptop

A quick note: This article contains affiliate links to Amazon.com, by clicking on links on this page and by making a purchase on Amazon site, I might earn an affiliate income from that. Prices for laptop computers listed on this page are retrieved using Amazon Product Advertising API and are updated daily. For actual prices please refer to the product page on Amazon.

Lenovo ThinkPad P17 Gen 2 Intel i9-11950H, 17.3'' FHD(1920 x 1080), IPS Screen, IR Camera, 128 GB DDR4 RAM, 2TB NVMe SSD, NVIDIA RTX A2000 GDDR6, Backlit KYB, Fingerprint Reader, Win10 Pro

Processor: Intel Core i9-11950H (8C / 16T, 2.6 / 5.0GHz, 24MB)
Memory: 128 GB SO-DIMM DDR4-3200 Non-ECC; Storage: 2TB SSD M.2 2280 PCIe NVMe
Display: 17.3" FHD (1920x1080) IPS 300nits Anti-glare, 100% SRGB; Graphics: NVIDIA RTX A2000 4GB GDDR6
Dimensions (WxDxH): 415.44 x 280.81 x 24.31-32.45 mm (16.36 x 11.06 x 0.96-1.28 inches) Weight: 3.67 kg (8.09 lbs)

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Lenovo ThinkPad P53 Workstation Laptop - Windows 10 Pro - Intel Xeon E2276M, 128GB RAM, 2TB NVME + 2TB 2.5 Inch Storage SSD, 15.6" 4K HDR OLED 3840x2160 Touch Display, NVIDIA Quadro RTX 5000 16GB

Intel Xeon 2276M Processor (12M Cache, up to 4.7 GHz) - 2TB NVME PCIe SSD and 2TB 2.5 Inch Solid State Drive for Storage -128GB PC4 DDR4 SDRAM, 2666MHz SODIMM
15.6" 4K OLED (3840x2160) Anti-Glare, 500 nits, HDR Dolby Vision, 100% DCI-P3 Color Gamut, Touch Display - NVIDIA Quadro RTX 5000 Discrete Graphics with 16GB GDDR6 VRAM - Stereo Speakers
Built in HD 720p Webcam with Dual noise-cancelling Microphones - Intel Wi-Fi 6 AX200, Bluetooth Version 5.1 - Fingerprint Reader
2x USB 3.1 Gen 1 (one Always On), 3x USB Type-C / Thunderbolt 3, Mini DisplayPort 1.4, HDMI 2.0, Ethernet (RJ-45), headphone / microphone combo jack, 4-in-1 reader (MMC, SD, SDHC, SDXC), security keyhole
Windows 10 Pro 64-Bit - ThinkPad Precision Spill-Resistant, Backlit Keyboard with Full NumberPad / 6-cell Li-Polymer (90Whr) Internal Battery / 170-Watt AC-Adapter

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MSI GT75 TITAN-013 Premium Gaming Laptop (Intel i9-8950HK 6-Core, 128GB RAM, 2TB Sata SSD, 17.3" FHD 1920x1080 IPS Display, RTX2080, Win10 Pro) VR Ready with MSI Loot Box

10th Gen Intel Core i7-10750H 2.60GHz Processor (upto 5 GHz, 12MB Cache, 6-Cores) ; NVIDIA GTX 1660 Ti 6GB GDDR6 Graphics, VR Ready
64GB DDR4 SODIMM RAM; Wi-Fi 6 AX201 Wifi, Bluetooth 5.1, Ethernet LAN (RJ-45), Webcam, Backlit Keyboard
15.6" Full HD (1920x1080) 144Hz Refresh Rate Display; 180W Power Supply, 4-Cell 99 WHr Battery; Space Gray Color
2TB PCIe NVMe SSD; USB 3.2 Gen1, 1 HDMI, Thunderbolt3 (Type-C), USB 3.2 Type-C Gen1, SD Reader, Headphone/Microphone Combo Jack., Windows 10 Pro-64, 1 Year Manufacturer warranty from MichaelElectronics2 (Professionally upgraded by MichaelElectronics2)
Includes ME2 Premium Backack(External USB Power Port for Mobile Device Charging;Anti-Theft Combination Lock security;Multi-Compartment Design), MSI Loot Box Pack

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Lenovo ThinkPad P53 Mobile Workstation Laptop (Intel i7-9750H 6-Core, 128GB RAM, 2TB PCIe SSD, Quadro T2000, 15.6" 4K UHD (3840x2160), Fingerprint, WiFi, Win 10 Pro) with USB3.0 Hub

9th Gen Intel Core i7-9750H 2.60GHz Processor (upto 4.50 GHz, 12 MB SmartCache, 6-Cores) ; NVIDIA Quadro T2000 4GB GDDR5 Graphics
128GB DDR4 SODIMM RAM; 170W Power Supply, 3-Cell 90WHr Battery, ; Midnight Black Color
15.6" 4K UHD (3840x2160) Display; 802.11ac Wifi, Bluetooth 5.0, Ethernet LAN (RJ-45), 720p HD Webcam, Fingerprint Security System, Backlit Keyboard
2TB PCIe NVMe SSD; 2 USB 3.1 Gen1, 1 HDMI, 2 Thunderbolt3 (Type-C), USB 3.1 Type-C Gen1, SDXC Reader, Headphone/Microphone Combo Jack., Windows 10 Pro-64, 1 Year Manufacturer warranty from GreatPriceTech (Professionally upgraded by GreatPriceTech)
Includes Portable USB 3.0 Data Hub

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Lenovo ThinkPad P73 Workstation Laptop (Intel i7-9750H 6-Core, 128GB RAM, 4TB SATA SSD, Quadro P620, 17.3" Full HD (1920x1080), Fingerprint, 3xUSB 3.1, 1xHDMI, Win 10 Pro) with USB3.0 Hub

Intel Core i7-9750H 2.60GHz Processor (9th Gen, upto 4.50 GHz, 12 MB SmartCache, 6-Cores) ; 128GB DDR4 SODIMM RAM
NVIDIA Quadro P620 Integrated Graphics
17.3" Full HD (1920x1080) Display; Bluetooth 5.0, Ethernet, 720p HD Webcam, Fingerprint, Backlit Keyboard, Black Color
4TB SATA SSD; 3xUSB3.1, 1xHDMI, 1xThunderbolt, 1xType-C USB, SD Reader, 3.5mm Combo Jack., Windows 10 Pro-64, 6-Cell 99 WHr Battery, 1 Year Manufacturer warranty from GreatPriceTech (Professionally upgraded by GreatPriceTech)
Includes Portable USB 3.0 Data Hub

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Lenovo ThinkPad P73 Workstation Laptop (Intel i7-9750H 6-Core, 128GB RAM, 1TB PCIe SSD + 2TB HDD, Quadro P620, 17.3" Full HD (1920x1080), Fingerprint, 1xHDMI, Win 10 Pro) with USB3.0 Hub

Intel Core i7-9750H 2.60GHz Processor (9th Gen, upto 4.50 GHz, 12 MB SmartCache, 6-Cores) ; 128GB DDR4 SODIMM RAM
NVIDIA Quadro P620 Integrated Graphics
17.3" Full HD (1920x1080) Display; Bluetooth 5.0, Ethernet, 720p HD Webcam, Fingerprint, Backlit Keyboard, Black Color
1TB PCIe NVMe SSD + 2TB HDD; 3xUSB3.1, 1xHDMI, 1xThunderbolt, 1xType-C USB, SD Reader, 3.5mm Combo Jack., Windows 10 Pro-64, 6-Cell 99 WHr Battery, 1 Year Manufacturer warranty from GreatPriceTech (Professionally upgraded by GreatPriceTech)
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Lenovo ThinkPad P73 Workstation Laptop (Intel i7-9750H 6-Core, 128GB RAM, 2TB m.2 SATA SSD + 2TB HDD, Quadro P620, 17.3" Full HD (1920x1080), Fingerprint, 1xHDMI, Win 10 Pro) with USB3.0 Hub

Intel Core i7-9750H 2.60GHz Processor (9th Gen, upto 4.50 GHz, 12 MB SmartCache, 6-Cores) ; 128GB DDR4 SODIMM RAM
NVIDIA Quadro P620 Integrated Graphics
17.3" Full HD (1920x1080) Display; Bluetooth 5.0, Ethernet, 720p HD Webcam, Fingerprint, Backlit Keyboard, Black Color
2TB SATA SSD + 2TB HDD; 3xUSB3.1, 1xHDMI, 1xThunderbolt, 1xType-C USB, SD Reader, 3.5mm Combo Jack., Windows 10 Pro-64, 6-Cell 99 WHr Battery, 1 Year Manufacturer warranty from GreatPriceTech (Professionally upgraded by GreatPriceTech)
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Area 51M Gaming Laptop Welcome to A New ERA with 9TH GEN Intel CORE I9-9900K GEFORCE RTX 2080 8GB GDDR6 17.3" FHD 144HZ AG IPS G-SYNC TOBII EYETRACKING (2TB SSD RAID|128GB RAM|10 PRO)

Processor 9th Generation Intel Core i9-9900 (8-Core, 16MB Cache, up to 5.0Ghz w/Turbo Boost)
Memory 128GB, 4x32GB, DDR4, 2666MHz Upgrade
Hard Drive 2TB RAID 0 (2x 1TB PCIe M.2 SSDs) + 1TB (+8GB SSHD) Hybrid Drive
NVIDIA GeForce RTX 2080 8GB GDDR6 (OC Ready)
Display 17.3" FHD (1920 x 1080) 144Hz Anti-Glare IPS Display w/ NVIDIA G-SYNC + Tobii eyetracking technology

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Area 51M Gaming Laptop Welcome to A New ERA with 9TH GEN Intel CORE I9-9900K GeForce RTX 2080 8GB 17.3" FHD 144HZ AG IPS G-SYNC TOBII EYETRACKING (2TB RAID|128GB RAM|10 PRO)

Processor 9th Generation Intel Core i9-9900K (8-Core, 16MB Cache, up to 5.0Ghz w/Turbo Boost)
Memory 128GB, 4x32GB, DDR4, 2666MHz Upgrade
Hard Drive 2TB RAID SSD(2x 1TB PCIe M.2 SSDs) Upgrade
Operating System Windows 10 Pro 64-bit English
Display 17.3" FHD (1920 x 1080) 144Hz Anti-Glare IPS Display w/ G-SYNC + Tobii eyetracking technology

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New Precision 7740 Mobile workstations Laptop with i9-9980H, 8 Core up to 5.00GHz Quadro RTX 5000 w/16GB 17.3" UltraSharp 4K IGZO AG Display (4TB SSD|128GB RAM|Win 10 PRO)

Intel Core Processor i9-9880H, 8 Core, 16MB Cache, 2.30GHz up to 4.80GHz Turbo, 45W, vPro
128GB DDR4-2666 SDRAM memory Upgrade Plenty of high-bandwidth RAM to smoothly run your games and photo- and video-editing applications
4TB PCIe Solid State Drive. Save files fast and store more data.
Graphics Card Nvidia Quadro RTX 5000 w/16GB GDDR6 Workstation Video Card
17.3" UltraSharp UHD IGZO 3840x2160 AG NT,No WWAN,IR Cam/Mic,w/Prem Panel Guar 100% Adobe Aluminum

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New Precision 7540 Mobile Workstations with i9-9980HK, 8 Core 5.00GHz Quadro RTX 3000 w/6GB 15.6" UltraSharp 4K UHD 3840x2160 AG Display Intel Wi-Fi 6 AX200 + Bluetooth 5.0 (4TB SSD|128GB RAM|10 PRO)

Intel Core Processor i9-9880H, 8 Core, 16MB Cache, 2.30GHz up to 4.80GHz Turbo, 45W, vPro
Memory 128GB, 4x32GB, DDR4 2666MHz Memory Upgrade
Storage M.2 4TB PCIe NVMe Class 40 Solid State Drive Upgrade, Windows 10 Pro
NVIDIA Quadro RTX 3000 w/6GB GDDR6. Intel Wi-Fi 6 AX200 2x2 .11ax 160MHz + Bluetooth 5.0
15.6"UltraSharp UHD 3840x2160 AG,NT,w/Prem Panel Guar 100% Adobe Aluminium,IGZO,IR Cam/Mic No WWAN

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New ThinkPad P73 Mobile Workstation with Intel Xeon E-2276M vPro up to 4.70GHz 17.3” 4K UHD (3840 x 2160) IPS Quadro RTX 5000 16 GB Fingerprint Reader (2TB SSD|128GB RAM|Win 10 PRO)

Processor Intel Xeon E-2276M with vPro (2.80GHz, up to 4.70GHz with Turbo Boost, 6 Cores, 12MB Cache)
Storage 2TB NVME Solid State Drive Upgrade with Windows 10 Pro Operating System
Memory 128 GB DDR4 2666 MHz (4x32GB) Upgrade 4 DIMM
Display Type 17.3" UHD (3840 x 2160) IPS, anti-glare, 400 nits, Dolby Vision HDR
Graphics Card Quadro RTX 5000 16GB. Wireless Intel AX200 Wi-Fi 6 802.11AX (2 x 2) & Bluetooth 5.0

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Lenovo ThinkPad P52 15.6" Full HD Laptop - 8th Gen Intel Core i7-8750H Processor up to 4.10 GHz, 128GB DDR4 RAM, 4TB (2TB x 2) M.2 Solid State Drive, NVIDIA Quadro P1000 4GB GDDR5, Windows 10 Pro

8th Generation Intel Core i7-8750H 2.20 GHz Processor (9 MB SmartCache, up to 4.10 GHz)
128GB DDR4 Memory at 2666MHz, 4TB (2TB x 2) M.2 Solid State Drive, Windows 10 Pro
15.6" Full HD (1920x1080) IPS Display, NVIDIA Quadro P1000 4GB, Wi-Fi 802.11 + Bluetooth 5.0
2 x USB 3.1, 2 x USB-C / Thunderbolt 3, 1 x Mini DisplayPort, 1 x HDMI, 1 x 4-in-1 Card Reader
2-Year Warranty by Techno Intelligence, Trusted Platform Module (TPM 2.0), Fingerprint Reader

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Hotel 'San Francisco' Milan

10 April, 2020 | Hotel reviews | 9 seen

Hotel San Francisco is a 5-minute walk from the Politecnico di Milano University. Rooms offer free Wi-Fi and a TV. Loreto Metro Station is just 300 m away.

We booked this hotel for a one night stay during our trip to Italy, Switzerland back in November 2019. The price we paid was not very high (some $60 or $80 per night)

The hotel is pretty much centrally located, as we arrived here wit a rental car we parked in on the nearby street and were paying about EUR 3 per day (they charged parking fee from 9AM tlll 13AM). This is one of the lowest parking fees in Europe I've ever seen.

Hotel San Francisco in Milan, Italy

Our room featured a small balcony with a street view.

From here we were able to walk to the "major shopping street" - Corso Buenos Aires.

The San Francisco Hotel has excellent public transport links around the city by both tram and metro.

Simple room

Our room featured two separate beds, which was actually quite nice, as we traveled with our baby girl and she had her own bed.

Top 20 Laptops with 64GB RAM (Gaming / Business)

6 April, 2020 | Laptop Reviews | 1,165 seen

64GB RAM laptops mostly are specially upgraded by third-party resellers to meet the needs of demanding gaming experience.

Most of the 64 GB RAM laptops come with the latest Intel Core i7 processors, also the Intel core 9 is gaining momentum. Though not as popular as less RAM-enabled models, these models will find their audience among gaming enthusiasts and business users

For a better gaming performance or high-end business, use expect to spend at least $1,500 up to $4.000 for a 64 GB RAM laptop

Keep reading to find out TOP 20 laptops with 64 GB RAM memory, alternatively, see

Top 20 Laptops with 32GB RAM (Gaming / Business)
Top 15 Laptops With 24GB RAM Memory - For Better Gaming Experience

Lenovo Legion 5 17.3" FHD Gaming Laptop Computer, AMD Ryzen 5-5600H(Beats Intel i7-9750H), 64GB RAM, 2TB PCIe SSD, NVIDIA GeForce GTX 1650 Graphics, Nahimic 3D Audio, Win 11, Black, 32GB USB Card

1920 x 1080 resolution boasts impressive color and clarity, Anti-glare Energy-efficient screen.
Ultra-low-voltage platform. Hexa-core, twelve-way processing provides maximum high-efficiency power to go. Nahimic 3D Audio with Built-In Speakers & Webcam.
Plenty of high-bandwidth RAM to smoothly run your games as well as multiple programs.
Save files fast and store more data. With massive amounts of storage and advanced communication power, great for major gaming, multiple servers, backups, and more.
Allows you to enjoy comfortable and accurate typing, even in dim lighting.
with dedicated video memory provide everyday image quality for Internet use, basic photo editing and casual gaming.
15.7” x 11.4” x 1.03”. Ports: 4x USB Type A, 1x USB 3.2 Gen 1 Type-C, 1x Headphone jack, 1x HDMI, 1x SD card reader, 1x RJ45. Wireless-AC and Bluetooth, Black. Bonus 32GB USB Card.

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2022 MSI GE76 Raider 17.3" 144Hz (64GB RAM, 2TB PCIe SSD, Intel 8-Core i7-11800H (Beat Ryzen 7 5800H), RTX 3060), FHD Gaming Laptop, Thunderbolt 4, Webcam, RGB Backlit, IST HDMI, Windows 10

This laptop is upgraded from a brand-new base model. The manufacturer box is opened and resealed to install the parts to achieve the specifications as advertised. One-year warranty from Manufacturer. Three-year warranty for upgraded RAM / SSD from Issaquah Highlands Tech. 64GB DDR4 RAM, 2TB PCIe M.2 SSD
Intel Core i7-11800H (8 cores 16 threads, base clock speed 2.3GHz, max turbo to 4.6GHz, 24MB L3 Cache); Killer Wi-Fi 6E AX1675 (2x2) + Bluetooth 5.2
17.3" Thin Bezel FHD (1920x1080) IPS-Level 144Hz, 16:9, 45% NTSC; GeForce RTX 3060 Laptop GPU Up to 1802MHz Boost Clock, 130W Maximum Graphics Power with Dynamic Boost; Supports external 3 digital monitors via HDMI, Thunderbolt 4 & mDP v1.4, External monitor resolution: 8K @ 60Hz
2 x Type-A USB 3.2 Gen 1, 1 x Type-A USB 3.2 Gen 2, 1 x Thunderbolt 4 USB4 (Supports DisplayPort and Power Delivery); 1 x Type-C USB 3.2 Gen 2, 1 x HDMI (supports 4K @ 120Hz, 8K @ 60Hz), 1 x Mini DisplayPort 1.4, 1 x RJ45, 1x SD Card Reader SD7.0 (XC/HC), 1 x Audio Combo (1/8")
Windows 10 Home 64-bit - ideal for family entertainment, daily productivity, casual gaming, streaming, online class, remote learning, Zoom meeting, video conference, etc.

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ASUS ROG Strix G17 17.3" FHD 144Hz Gaming Laptop Computer, AMD Ryzen 7-4800H 8-core, 64GB RAM, 2TB PCIe SSD, Backlit Keyboard, NVIDIA GeForce RTX 3060 Graphics, Windows 10, Gray, 32GB USB Card

1920 x 1080 resolution boasts impressive color and clarity, Anti-glare Energy-efficient LED screen.
Ultra-low-voltage platform. Octal-core, sixteen-way processing provides maximum high-efficiency power to go. Dolby Atmos with Stereo speakers.
Plenty of high-bandwidth RAM to smoothly run your games as well as multiple programs.
Save files fast and store more data. With massive amounts of storage and advanced communication power, great for major gaming, multiple servers, backups, and more.
Allows you to enjoy comfortable and accurate typing, even in dim lighting.
with dedicated video memory provide everyday image quality for Internet use, photo editing and intensive gaming. VR ready.
90WHrs, 4S1P, 4-cell Li-ion battery. 15.55” x 11.10” x 1.11”, 5.95 lbs. Ports:3x USB 3.2 Gen 1 Type A, 1x USB 3.2 Gen 2 Type C(support DisplayPort/power delivery/G-SYNC), 1x Headphone jack, 1x HDMI. Wireless-AC + Bluetooth, Eclipse Gray. Bonus 32GB snowbell USB Card.

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2022 HP Pavilion 15.6" FHD IPS Laptop, 11th Gen Intel 4-Core i7-1165G7(up to 4.7GHz), 64GB RAM, 2TB PCIe SSD, Intel Iris Xe Graphics, Audio by B&O, Win 11 Pro, Fast Charge, WiFi 6, w/Accessories

up to 4.7 GHz with Intel Turbo Boost Technology, 12 MB L3 cache, 4 cores. Gives you the instant responsiveness and best-in-class connectivity modern users crave.
Ultra-wide 178-degree viewing angles with consistent detail and a vibrant 1920 x 1080 resolution, you'll always have a great view of your favorite content.
Windows 11 Pro blends seamlessly and powerfully with this HP 15 Laptop for an optimized computing experience
Substantial high-bandwidth RAM to smoothly run your games and photo- and video-editing applications, as well as multiple programs and browser tabs all at once.
Provides massive storage space for huge files, so that you can store important digital data and work your way through it with ease. It gives you enormous space to save all of your files.

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2021 Newest Dell Inspiron 5000 Series 15.6'' FHD Business Laptop, Intel Core i7-1165G7, 64GB RAM, 1TB PCIe SSD, Webcam, Backlit Keyboard, FP Reader, Windows 10 Pro, Silver

64GB high-bandwidth RAM to smoothly run multiple applications and browser tabs all at once; 1TB PCIe Solid State Drive for ample storage space
15.6-inch FHD (1920 x 1080) Anti-glare LED Backlight Non-Touch Narrow Border WVA Display; Intel Iris Xe Graphics with shared graphics memory
Powered by 11th Generation Intel Core i7-1165G7 Processor (4 Cores, 8 Threads, 12MB Cache, Base 2.80GHz up to 4.7GHz Max Turbo Frequency) which delivers incredible responsiveness and smooth, seamless multitasking.
1 x MicroSD Card Reader, 2 x USB 3.2 Gen 1, 1 x Headphone/Microphone Combo, 1 x Power jack, 1 x HDMI 1.4, 1 x USB 3.2 Gen 2 Type-C (DP/PowerDelivery); Integrated 720P HD Webcam; Backlit Keyboard, Fingerprint Reader, Intel Wi-Fi 6 AX201 (2x2) + Bluetooth 5.1; Windows 10 Pro 64-bit - ideal option for work from home, remote meeting, video conference call, etc.
Mousepad from PConline365

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2021 Newest Dell Inspiron 17.3" FHD Business Laptop Notebook, Intel Core i7-1065G7, 64GB RAM 1TB PCIe SSD + 1TB HDD, Webcam, HDMI, WiFi, Bluetooth, DVD-RW, Windows 10 Pro

64GB high-bandwidth RAM to smoothly run multiple applications and browser tabs all at once; 1TB PCIe Solid State Drive + 1TB Hard Disk Drive for ample storage space
17.3-inch FHD (1920 x 1080) Anti-Glare LED-Backlit Non-touch WVA Display
10th Generation Intel Core i7-1065G7 Processor (4 Cores, 8 Threads, 8MB Cache, up to 3.9GHz Max Turbo Frequency), Intel UHD Graphics with Shared Graphics Memory
802.11ac 1x1 WiFi and Bluetooth 4.1, 2 x USB 3.1 Gen 1; 1 x USB 2.0; 1 x HDMI; 1 x SD Media Card Reader, DVD-RW, Windows 10 Pro 64-bit - ideal option for work from home, remote meeting, video conference call, etc.
Mousepad from PConline365

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HP Pavilion Laptop (2021 Newest), 15.6 FHD IPS Micro-Edge Touchscreen, 11th Gen Intel Core i7-1165G7 Quad-Core Processor, 64GB RAM, 2TB SSD, Compact Design, Long Battery Life, Win 10 + Oydisen Cloth

RAM is upgraded to 64 GB high-bandwidth RAM to smoothly run multiple applications and browser tabs all at once; Hard Drive is upgraded to 2 TB PCIe M.2 Solid State Drive to allow faster bootup and data transfer. Original Seal is opened for upgrade ONLY. If the computer has modifications (listed above), then the manufacturer box is opened for it to be tested and inspected and to install the upgrades to achieve the specifications as advertised.
11th Gen Intel Core i7-1165G7 1.20GHz Quad-Core Processor (12MB Intel Smart Cache, up to 4.7GHz)
15.6" Diagonal FHD IPS BrightView Micro-Edge WLED-Backlit Touch Screen (1920 x 1080)
Windows 10 Home, 64-bit, English

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MSI GF75 Gaming Laptop, 17.3" FHD Display, Intel Core i7-9750H Upto 4.5GHz, 64GB RAM, 2TB NVMe SSD + 1TB HDD, NVIDIA GeForce GTX 1660 Ti, HDMI, Wi-Fi, Bluetooth, Windows 10 Pro

MSI GF75 Laptop Computer with 17.3 inch 120Hz FHD (1920 x 1080) Display and Windows 10 Pro—The same great Windows 10 experience, plus additional features for power users, such as Bitlocker disk encyption and Remote Desktop.
Intel Core i7-9750H 2.60 - 4.5GHz 6-core Processor | NVIDIA GeForce GTX 1660 Ti 6GB Dedicated Graphics
64GB RAM (Memory) | 2TB NVMe SSD + 1TB HDD
Webcam, Gigabit LAN (Ethernet), WiFi, Bluetooth, Security Slot, Backlit keys with number pad | 1x HDMI, 3x USB 3.1 Gen 1, 1x USB-C 3.1 Gen 1

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CUK MSI GF65 Thin Gaming Laptop (Intel i7-9750H, 64GB RAM, 1TB NVMe SSD, NVIDIA GeForce RTX 2060 6GB, 15.6" FHD 120Hz IPS-Level, Windows 10 Home) Gamer Notebook Computer

Processor: Intel Core i7-9750H Six Core Processor (12MB Cache, 2.6GHz-4.5GHz) 45W
RAM: 64GB DDR4 2666MHz | Hard Drive: 1TB NVMe Solid State Drive
Keyboard: Single Backlight with Anti-Ghost Key + Silver Lining | Operating System: Windows 10 Home x64
Graphics: NVIDIA GeForce RTX 2060 6GB GDDR6 | Display: 15.6" Full HD 120Hz IPS-Level Thin Bezel Display (1920 x 1080)
64GB RAM + 1TB NVMe SSD Upgrades | 3-Year CUK Limited Warranty

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CUK MSI GF65 Thin Gaming Laptop (Intel i7-9750H, 64GB RAM, 2TB NVMe SSD, NVIDIA GeForce GTX 1660 Ti 6GB, 15.6" FHD 120Hz IPS-Level, Windows 10 Home) Gamer Notebook Computer

Processor: Intel Core i7-9750H Six Core Processor (12MB Cache, 2.6GHz-4.5GHz) 45W
RAM: 64GB DDR4 2666MHz | Hard Drive: 2TB NVMe Solid State Drive
Keyboard: Single Backlight with Anti-Ghost Key + Silver Lining | Operating System: Windows 10 Home x64
Graphics: NVIDIA GeForce GTX 1660 Ti 6GB GDDR6 | Display: 15.6" Full HD 120Hz IPS-Level Thin Bezel Display (1920 x 1080)
64GB RAM + 2TB NVMe SSD Upgrades | 3-Year CUK Limited Warranty

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CUK MSI GF65 Thin Gaming Laptop (Intel i7-9750H, 64GB RAM, 2TB NVMe SSD, NVIDIA GeForce RTX 2060 6GB, 15.6" FHD 120Hz IPS-Level, Windows 10 Home) Gamer Notebook Computer

Processor: Intel Core i7-9750H Six Core Processor (12MB Cache, 2.6GHz-4.5GHz) 45W
RAM: 64GB DDR4 2666MHz | Hard Drive: 2TB NVMe Solid State Drive
Keyboard: Single Backlight with Anti-Ghost Key + Silver Lining | Operating System: Windows 10 Home x64
Graphics: NVIDIA GeForce RTX 2060 6GB GDDR6 | Display: 15.6" Full HD 120Hz IPS-Level Thin Bezel Display (1920 x 1080)
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Intel Core i7-10510U Processor (10th Gen, upto 4.90 GHz, 8MB Intel Smart Cache, 4-Cores) ; 64GB DDR4 SODIMM RAM
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10th Generation Gen Intel Core i7-10510U 1.80GHz Processor (upto 4.90 GHz, 8 MB Smart Cache, 4-Cores) ; Intel UHD Graphics Integrated Graphics
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2TB SATA SSD; 2 USB 3.1 Gen1, 1 USB 2.0, 1 HDMI, USB 3.1 Type-C Gen1, SD Reader, Headphone/Microphone Combo Jack., Windows 10 Home-64, 1 Year Manufacturer warranty from GreatPriceTech (Professionally upgraded by GreatPriceTech)
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Processor: Intel Core i7-9750H Six Core Processor (12MB Cache, 2.6GHz-4.5GHz) 45W
RAM: 64GB DDR4 2666MHz | Hard Drive: 2TB NVMe Solid State Drive
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Graphics: NVIDIA GeForce RTX 2080 8GB GDDR6 Max-Q Design | Display: 17.3" Full HD 144Hz 3ms IPS-Level Display (1920 x 1080)
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Dell G7 Laptop, 15.6" FHD Display, Intel Core i7-8750H Upto 4.1GHz, 64GB RAM, 1TB SSD + 1TB HDD, NVIDIA GeForce GTX 1060, HDMI, Thunderbolt, Card Reader, Wi-Fi, Bluetooth, Windows 10 Pro

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Dell Vostro 15 7590 Gaming Laptop, 15.6" FHD Display, Intel Core i7-9750H Upto 4.5GHz, 64GB RAM, 1TB NVMe SSD + 1TB HDD, GTX 1050, HDMI, Thunderbolt, Card Reader, Wi-Fi, Bluetooth, Windows 10 Pro

Dell Vostro 15 7590 Laptop Computer with 15.6 inch FHD (1920 x 1080) Display and Windows 10 Pro—The same great Windows 10 experience, plus additional features for power users, such as Bitlocker disk encyption and Remote Desktop.
Intel Core i7-9750H 2.60 - 4.5GHz 6-core Processor | NVIDIA GeForce GTX 1050 3GB Dedicated Graphics
64GB RAM (Memory) | 1TB NVMe SSD + 1TB HDD
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CUK ASUS ROG Strix Scar III G531GW Gamers Notebook (Intel i7-9750H, 64GB RAM, 2TB NVMe SSD + 2TB HDD, NVIDIA GeForce RTX 2070 8GB, 15.6" Full HD IPS 240Hz 3ms, Windows 10 Home) Gaming Laptop Computer

Processor: Intel Core i7-9750H Six Core Processor (12MB Cache, 2.6GHz-4.5GHz) 45W
RAM: 64GB DDR4 2666MHz | Hard Drive: 2TB NVMe Solid State Drive + 2TB 5400rpm Hard Disk Drive
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MSI GF75 Gaming and Entertainment Laptop (Intel i7-9750H 6-Core, 64GB RAM, 512GB SATA SSD, 17.3" Full HD (1920x1080), GTX 1650, WiFi, Bluetooth, Webcam, 1xUSB 3.2, Win 10 Home) with USB3.0 Hub

9th Gen Intel Core i7-9750H 2.60GHz Processor (upto 4.50 GHz, 12 MB SmartCache, 6-Cores) ; NVIDIA GTX 1650 4GB GDDR5 Graphics
64GB DDR4 SODIMM RAM; 802.11ac Wifi, Bluetooth, Ethernet LAN (RJ-45), 720p HD Webcam, Backlit Keyboard
17.3" Full HD (1920x1080) 120Hz Display; 150W Power Supply, 3-Cell 52.5 Whr Battery; Black Color
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2020 HP Zbook Studio G5 15.6" FHD (1920x1080) Mobile Workstation Laptop (Intel Six-Core i7-8850H, 64GB DDR4 RAM, 4TB PCIe M.2 SSD) Backlit, Fingerprint, 2 x Type-C Thunderbolt 3, Windows 10 Pro

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Taverna in Bauska

3 April, 2020 | Restaurant reviews | 13 seen

Taverna is a restaurant, centrally located in the Bauska town, Latvia, serving traditional Latvian cuisine.

I have been coming to this place once in a while (if in the area), so did happen last time, back in July 2019, while we were en route to the famous Rundale castle, we made a stop in Bauska, and Taverna time it was.

Restaurant Taverna in Bauska

In a busy season (Summer) order taking could take some time and meal preparation can take about an hour,

Outdoor deck

The long wait can be compensated with a lovely scenery

Traditional Latvian cuisine - pork chops

March 2020 Dividend Income Report - $163.01

1 April, 2020 | Investments | 16 seen

Welcome to the thirty-fifth (#35) dividend income report, covering earnings I've made from dividend-paying stocks and peer to peer lending in March 2020.

Last March we spent both in Latvia and Georgia, due to the Covid19 outbreak we have put ourselves into a self-isolation here in Tbilisi.

Since March 17 there is a lockdown in Georgia, As preschool is canceled our daughter now is actively taking her online class. Amazing what a 20-month old can do.

Our Tbilisi balcony in HDR on the last day of March 2020

Seems we are going to spend a lot of time here for the next weeks/months, as the weather gets better, everything already starts to blossom. Pretty awesome scenery.

From the perspective of the market, last March, just like February was a bloodbath, the Corona Virus dominated the news and streets in Europe and the US, all major indexes (S&P 500, Dow Jones) were down additional 10-15%. Our nest egg suffered a lot, and now I'm a bit worried because of possible dividends trims.

Speaking of them (dividends) - Last March was so so, I was looking to make at least $200, but in the end, we barely reached $163.91. Compared to the previous March in 2019, that is a decrease of -13.46% (-$25.35). Nothing to be excited about.

Last month I was losing big on options trading --$3,744.91 was lost in options trading. Due to the market crash, I was forced to close some of my put positions. You could learn more in this article: Surviving Bear Market - Margin Call.

Anyhow as options trading is not a passive form of making money while you are sleeping it wouldn't be fair to include them in dividend income reports.

Last but not least, last March I was losing money by trading options on cryptocurrencies using the Deribit platform. My loss here -$1,958.35. Ouch. It could be avoided, but as I was focusing on the stock market I just didn't pay attention to margin calls on crypto. As crypto crashed just like the stock market I (my naked positions) get swiped out pretty fast

When counted all together (dividends + options + crypto options), it seems I have lost --$5,540.25 in total last month. Whoohooo. That's the biggest loss I have taken in a single month. My previous worst month was November 2019, when I took a loss of $959. This March is a record blower. It will take many months to recover.

Effective income yield last March was negative -38.55% Which is tragic, but not the end of the World (not yet). As the value is calculated from total portfolio value, which has dropped, even more, the number should turn positive in the next months.

Portfolio value at the end of March 2020

This is a combination of peer to peer lending, stocks, and crypto. The portfolio value has dropped by $18,500 this March. That is a pretty freaking number. When counted from an all-time high back in January, I have lost $23,665. For a portfolio never reached touched $40K, this is a huge loss.

My portfolio value is thrown back some 2 years to the levels of April 2018. In fact, that is the time, my portfolio last time had a value growth (invested/value).

The blue line represents the total invested dollars, while the red one shows the total value.

Disclosure: This article contains affiliate links to mintos.com peer to peer lending and deribit.com options trading websites, by clicking on links on this page and by making investment mintos.com or derbit.com, I might earn affiliate income at no cost to you. Also, I'm not a financial advisor and I don't give you any advice, I'm just sharing my own experience. Investments in stocks, funds, bonds or cryptos are risk investments and you could lose some or all of your money. Do your due diligence before investing in any kind of asset.

Interest income in March 2020

From the stocks and peer to peer lending I got following income last month:

Ticker

Earnings

PEI

€48.71

WPG

€23.19

EDF

€21.03

EDI

€19.86

€15.38

USA

€6.83

NCV

€3.86

Mintos

€3.18

AWP

€2.81

PFE

€2.06

Total: €146.86 / $163.01

In total there were 10 great companies paying us dividends in March 2020, that's 1 less than a year ago.

There was a dividend trim from WPG this month, they halved the dividend by half (and at the end of the month they did it again). WPG has been long called a rotten egg in the REIT basket, and now with the lockdown in the US, they just are barely keeping afloat.

For a couple of months already Mintos is not anymore #1 in terms of interest generated, I keep slowly withdrawing money from the platform to re-invest in the stock market.

Mintos.com Review 2020 (36 Month of Investing in Peer to Peer Lending)

Monthly income

I've been tracking my journey towards million dollars in a savings account since January 2017. More than three years already.

Monthly dividend Income chart as of March 2020

The cumulative earnings for 2020 now are $579.15 which is exactly 16.09% from my goal of 2020 ($3,600). On average, it would ask me to generate $335.65 every month for the next 9 months to reach my goal. Right, now this goal looks very hard, as now I cannot see a single $300 month for 2020, even $200/mo starts to look hard to reach, but this should change latter, during the year. It will be tough to get to my $3,600 dividend income goal this year, but I will try even tougher to get there.

2019 in Review and Financial Goals for 2020

Goals for March 2021

This is my favorite part of the reports - trying to forecast/set goals for the next year. But before setting a goal for 2020, let's see what I forecasted/said a year ago (March 2019)

When setting goals for March 2020, I will say - $250 is what I'm looking on. Looks quite possible. Should add more monthly/quarterly paying dividend stocks to get there.

Nope, it didn't work out as planned, I was short more than $87 form my goal, mostly because the income from Mintos have dropped to single digits and a dividend trim from WPG.

When looking on March 2021 I will say $250 is what I'm looking on, It's going to be very tough now, there are more dividend trims planned ahead, but I will keep adding some quality stocks to get there.