Marseille-Saint-Charles station

| Railway / Bus / Ferry | 17 seen

Marseille-Saint-Charles is the main railway station and intercity bus station of Marseille, France. It is the southern terminus of the Paris–Marseille railway and the western terminus of the Marseille–Ventimiglia railway.

Perched atop a hill overlooking the heart of Marseille, is more than just a railway hub—it’s a gateway to the soul of this vibrant port city. With its grand staircase cascading down to the bustling streets below and panoramic views of the Mediterranean, the station exudes a raw, timeless energy. Opened in 1848, it connects Marseille to Paris and beyond, welcoming travelers with a mix of historic charm and the gritty pulse of a modern metropolis.

I first arrived here by train from Paris back in 2003, stepping onto the platform with little idea of what lay ahead. My discoveries in Marseille began at this very station, sparking a chain of events that eventually led me to join the French Foreign Legion for a brief moment—an unexpected chapter in my life. 

The station’s chaotic hum, the salty breeze drifting up from the sea, and the sense of possibility stuck with me. Two decades later, in 2023, I returned by train from Paris once more. Stepping off at Saint-Charles, I found most of the vibes still lingering—the echo of announcements, the rush of travelers, the distant shimmer of the coast. Yet the city itself felt different, reshaped by time and change, a reminder that while stations endure, the stories they frame evolve.

For me, Marseille-Saint-Charles is more than a stop—it’s where my Marseille began, twice over. It’s a place that holds the weight of memory and the promise of new horizons, all under the watchful gaze of its weathered stone.


How to Install Google Analytics for Substack Newsletter

| Servers | 542 seen

I've been using Substack to publish my newsletter, Covered Calls with Reinis Fischer. Substack’s built-in analytics are quite decent for basic insights, but if you’re looking for more detailed data, I’ll walk you through the process of connecting Google Analytics to track its performance.

To install Google Analytics 4 (GA4) for your Substack newsletter and track its performance, follow these steps. This process involves setting up a Google Analytics account, obtaining a Measurement ID, and linking it to your Substack publication. Here’s how to do it:

  • Create a Google Analytics Account
    • Go to analytics.google.com and sign in with a Google account. If you don’t have one, create it.
    • Click “Start measuring” or “Admin” (gear icon) if you already have an account, then select “Create Account.”
    • Enter an account name (e.g., your publication name or brand). You can use this account for multiple properties if needed.
  • Set Up a Property for Your Substack

    • After creating the account, click “Create Property.”
    • Name the property (e.g., “Substack - [Your Newsletter Name]”).
    • Select your time zone and currency, then click “Next.”
    • For “Business Objectives,” choose an option like “Measure lead generation” (you can adjust this later). Click “Create.”
  • Configure a Web Data Stream
    • In the property setup, select “Web” as the platform.
    • Enter your Substack URL (e.g., yournewsletter.substack.com). Ensure it’s just the main domain, without extra paths like /posts.
    • Give the stream a name (e.g., “Substack Web Traffic”) and click “Create Stream.”
    • You’ll see a “Measurement ID” starting with “G-” (e.g., G-XXXXXXXXXX). Copy this ID.
  • Add the Measurement ID to Substack
    • Log in to your Substack account and go to your publication’s Dashboard.
    • Navigate to “Settings” and scroll to the “Analytics” section.
    • Paste the Measurement ID into the “Google Analytics Measurement ID” field.
    • Click “Save.”
  • Verify the Setup
    • Wait up to 24 hours for data to start appearing in Google Analytics.
    • To check if it’s working, visit your Substack site, then go to Google Analytics > “Reports” > “Realtime.” If you see activity, the tracking is active.
  • Additional Tips

    • What You’ll Track: Once connected, GA4 will track page views, sign-ups, and paid subscriptions automatically via Substack’s integration. Data appears in your GA4 dashboard under “Events.”
    • Google Tag Manager (Optional): If you want more advanced tracking (e.g., custom events), you can use Google Tag Manager (GTM). Create a GTM container, add the GTM ID (e.g., GTM-XXXXX) to Substack’s “Google Tag Manager ID” field in the same Analytics section, and configure GA4 tags in GTM. However, for basic tracking, the Measurement ID alone is sufficient.
    • Limitations: Substack’s integration doesn’t track email opens or clicks directly. For that, you’d need to link to a tracked website or use UTM parameters for external campaigns.

    This setup leverages Substack’s built-in support for GA4, making it straightforward to monitor your newsletter’s web performance. If you run into issues, double-check your Measurement ID and ensure your Substack URL is correctly configured in the data stream. Let me know if you need help with any step!


    Palolem Beach / Goa / India

    | Travel guides | 22 seen

    Embedded thumbnail for Palolem Beach / Goa / India

    Palolem beach movie is out - or during the winter school break (2024/2025), we returned to India—Goa, and one of our favorite spots on Earth: Palolem Beach. 

    With a short stop in Delhi, warmly hosted by the Klimis family (Aleksandra Klimi & Evangelos Klimis), we kicked off another unforgettable adventure. Besides African Swine Flu - Days were filled with sunbathing, fishing, painting, and, of course, a little rum-sipping by the shore.

     


    My High-Protein / Ultra-Rich Calorie Deficit Diet (Banana & Matsoni) Helped me to Drop about 5kg in 3 weeks

    | Health & Wellness | 260 seen

    For the past three weeks, I’ve been sticking to an ultra-low-calorie diet that’s delivered fantastic results—dropping from a weight that was creeping dangerously close to 100 kg down to 93.3 kg, a loss of about 5 kg in just 21 days. 

    I’ve tweaked the plan by squeezing in a serving of roasted peanuts (about 120-180 grams) once a day for extra flavor and satisfaction. I haven’t counted calories precisely, but I believe the peanuts from a jar fall in the 400-500 kcal range. 

    Honestly, they probably should be avoided at all costs for a stricter cut, but beyond just losing weight, I need to get protein—nuts are a perfect source, and all my ingredients are protein-rich. Plus, every once in a while, I’ve added a protein shake, which bumps up the calories a bit but also boosts my protein intake. Protein is crucial for muscle maintenance, especially with my gym routine.

    For those who don’t know me, I’ve been a vegetarian for over three years, practicing intermittent fasting for more than two years, and hitting the gym 5 days a week with intense workouts for the past eight years. Despite all this discipline, my weight was still inching upward. Clearly, even with intermittent fasting, I was managing to pack in too many calories. It was time for drastic action.

    The Plan: An Aggressive Calorie Deficit

    To get my weight under 95 kg, I combined an ultra-low-calorie diet with my usual intermittent fasting routine (no eating after 14:00). The goal? Slash my calorie intake and shed fat fast.

    Disclaimer: This isn’t for everyone. It’s an extreme, short-term strategy tailored to my body after years of fasting and fitness.

    My Daily Meal Plan

    Breakfast (pre-14:00 eating window):

    • 250-500 ml of Georgian matsoni (fermented yogurt) or Greek yogurt mixed with one banana

    Dinner (before 14:00):

    • 1 boiled egg
    • Up to 200 g green peas

    Daily Addition:

    • A serving of roasted peanuts (120-180 g, ~400-500 kcal)

    Occasional Addition:

    • Protein shake (calories vary, ~100-200 kcal depending on mix)

    Calorie Breakdown (Estimated)

    Option 1 (250 ml Matsoni, no shake):

    • Matsoni (250 ml): ~110 kcal
    • Banana: ~105 kcal
    • Egg (large, boiled): ~70 kcal
    • Green peas (200 g): ~140 kcal
    • Roasted peanuts (120-180 g): ~400-500 kcal
      Total: ~825-925 kcal/day

    Option 2 (500 ml Matsoni, no shake):

    • Matsoni (500 ml): ~220 kcal
    • Banana: ~105 kcal
    • Egg (large, boiled): ~70 kcal
    • Green peas (200 g): ~140 kcal
    • Roasted peanuts (120-180 g): ~400-500 kcal
      Total: ~935-1035 kcal/day

    With Protein Shake (occasional):

    • Add ~100-200 kcal
      Total: ~925-1235 kcal/day

    I don’t track calories down to the decimal, but my maintenance is around 2,500 kcal/day. With an intake of roughly 825-1235 kcal/day, I’m in a deficit of ~1,265-1,675 kcal/day. Over 7 days, that’s ~8,855-11,725 kcal (approx. 1.15-1.52 kg fat loss). In three weeks, combined with water weight loss and my active lifestyle, it’s hit that 5 kg mark.

    Protein Breakdown (Muscle Maintenance Focus)

    Protein is king for preserving muscle during a cut. Here’s the protein content:

    • Matsoni (250-500 ml): ~8-16 g
    • Banana: ~1 g
    • Egg (large, boiled): ~6 g
    • Green peas (200 g): ~10 g
    • Roasted peanuts (120-180 g): ~30-45 g
      Daily Total (no shake): ~55-78 g
    • Protein shake (occasional): ~20-30 g
      With shake: ~75-108 g

    For my body weight (~93 kg now), 0.8-1.2 g protein per kg is ideal for muscle maintenance (74-112 g). I’m hitting or close to that range, especially with the shakes, which keeps my gym gains intact.

    Recommendations & Considerations

    • Hydration is key – I drink tons of water to stay full and hydrated.
    • Electrolyte balance – Salt, potassium, and magnesium supplements keep me from crashing.
    • Sustainability – This isn’t long-term. It’s a short, aggressive push.
    • Energy levels – The peanuts and occasional shakes help, but I’ve dialed back gym intensity.
    • Listen to your body – If I feel off, I adjust.

    This approach, paired with intermittent fasting, has fast-tracked me below 95 kg. The peanuts (120-180 g, ~400-500 kcal) might be a calorie bomb I should skip, but they’re a protein powerhouse. Same with the shakes—they add calories but protect my muscles. It’s not as low-calorie as I first envisioned, but it’s worked: 5 kg down in three weeks.

    Would I recommend this to everyone? Nope. But if you’re plateaued, fasting-savvy, and need a reset—while prioritizing protein—this might spark some ideas. I’m thrilled with the drop and still feeling strong.


    Gare de Lyon, Paris

    | Railway / Bus / Ferry | 33 seen

    The Gare de Lyon, is one of the seven large mainline railway stations in Paris, France. It handles about 148.1 million passengers annually making it the second-busiest station of France after the Gare du Nord and one of the busiest in Europe.

    Gare de Lyon, one of Paris’ busiest and most iconic railway stations, is more than just a transit hub—it’s a masterpiece of architecture and a portal to countless stories. Located on the northern bank of the Seine in the 12th arrondissement, this bustling station blends Belle Époque elegance with modern efficiency. 

    Its grand clock tower, reminiscent of London’s Big Ben, and the ornate frescoes inside the historic Le Train Bleu restaurant make it a destination in itself. Serving as a key link to southern France and beyond, Gare de Lyon hums with the energy of travelers embarking on journeys of all kinds.

    I first discovered this place back in the summer of 2003, when I stepped off a TGV bound for Marseille. That trip was no ordinary vacation—I was on my way to briefly join the French Foreign Legion, a decision that marked a turning point in my life. 

    The station’s chaotic beauty left an impression on me amid the whirlwind of that adventure. Years later, I returned to Gare de Lyon, this time with my family in tow. We were headed to Marseille again, but for a very different reason: a summer vacation in the sun-soaked landscapes of Provence. Standing under that same clock tower, I felt the weight of time and the joy of new memories unfolding.

    Whether it’s a launching pad for life-changing decisions or a stop on a family holiday, Gare de Lyon remains a place where stories begin. For me, it’s a symbol of both the past and the present—a Parisian gem I’ll always associate with journeys worth taking.


    Baltic German DNA Uncovered: Tracing My Ancestry to the von Anrep Nobility

    | Genealogy | 119 seen

    Family legends often hold a grain of truth, even if they become distorted over time. My journey into family history, particularly on my maternal lineage—through my mother's mother's father’s side (Rozentāls)—has been a fascinating one. What started as a casual exploration turned into a deeper dive into historical records, DNA analysis, and surprising discoveries about Baltic German nobility in my ancestry.

    While researching my family history, I used Latvia’s Periodika.lv archive to look for information about Omuļi Manor. My search led me to the historical owners of the estate. Interestingly, I also found hints about Omuļi Manor through Estonian-language Wikipedia, which provided additional leads. Step by step, I was able to trace the von Anrep family—one of the prominent Baltic German noble families in Livonia. Eventually, my research even led me to Max von Anrep (1870–1915), one of the last barons of the family.

    Curious about a potential genetic link, I decided to check my DNA matches on MyHeritage. To my surprise, there were von Anrep descendants among my distant relatives. This unexpected confirmation clarified some of the oral family traditions passed down through generations, though many facts still need to be verified and the full story remains to be uncovered.

    One Day in Micini

    The Legends Passed Down

    Growing up, I had heard from my grandmother (the daughter of Jaan Rosenthal) that our family had Swedish ancestry and that, generations ago, some manor house (Melnā muiža) had belonged to our ancestors. At the time, these were just vague stories, but with this new evidence, they seem to have a foundation in history.

    It turns out that Omuļi Manor was indeed owned by the von Anrep family, a notable Baltic German noble house from Livonia. Further research led me to the der Mol family, another distinguished noble family from Courland (Kurzeme). The noble connections are no longer just myths; they are part of our documented family history.

    A Coat of Arms and a Shared Ancestor

    As part of this discovery, I have also found and included the coat of arms of the von Anrep family, symbolizing our historical connection. It appears that we share a common ancestor several generations back—our great-great-great-great-great-grandfather.

    Now, without a doubt, my family tree includes not only deep Livonian roots but also Baltic German nobility. The search continues, and with every new piece of information, the puzzle of our heritage becomes clearer.

    The von Anrep Family: From the Crusades to the Baltics

    The von Anrep family traces its roots back to the 12th and 13th centuries, during the Northern Crusades when German and Scandinavian knights, led by the Teutonic Order and the Livonian Brothers of the Sword, conquered and Christianized the indigenous peoples of the eastern Baltic. Many noble families, including the Anreps, established themselves in the newly formed Livonia, which covered modern-day Latvia and Estonia.

    The first recorded mentions of the Anrep family appear in Westphalia, Germany, before they settled in Livonia (now Latvia and Estonia) during the medieval period. By the 16th and 17th centuries, they had become influential landowners and members of the Baltic German nobility, a privileged class that held administrative and military positions under Swedish, Polish-Lithuanian, and later Russian rule.

    During the Swedish Livonia period (1629–1721), the Baltic German elite—including the von Anrep family—played a key role in local governance, military affairs, and the economic structure of the region. However, following the Great Northern War, Livonia came under Russian Imperial control (1721), and the von Anreps, like many other Baltic German nobles, continued serving as high-ranking officials in the Russian Empire.

    The Anrep Legacy in Livonia and Beyond

    The von Anrep family owned several manors in present-day Latvia and Estonia, including Omuļi Manor, which I was specifically researching. By the 19th century, members of the von Anrep family were prominent in military, political, and scientific circles across the Russian Empire.

    One of the most notable figures in the family was Joseph von Anrep (1796–1860), a general in the Russian army, and Max von Anrep (1870–1915), who was one of the last barons of the family before the Baltic German nobility lost its estates following World War I and the land reforms in newly independent Latvia and Estonia.

    By the early 20th century, many Baltic German families, including the von Anreps, were forced to leave the region due to the political upheavals brought by Latvia’s independence (1918) and the land reform laws, which stripped nobility of their vast estates. Many resettled in Germany, Sweden, or Russia, while others assimilated into Latvian and Estonian society.


    Salty Garden and David Gareja Monastery complex

    | Living in Georgia | 31 seen

    Embedded thumbnail for Salty Garden and David Gareja Monastery complex

    Our latest weekend escapade in Georgia was nothing short of a whirlwind, filled with diverse experiences, stunning landscapes, and a touch of nostalgia. It’s hard to believe that it’s been four years since we first stumbled upon the hidden gem that is Salty Garden back in 2021. That initial trip introduced us to its warm and welcoming host, David, and sparked a love for this unique spot near Bazaleti Lake. Fast forward to 2025, and we’re back at it—chasing adventures, capturing them on film, and sharing the journey with you.

    This time around, we packed our weekend with a little bit of everything. With temperatures climbing above 28°C, the heat only fueled our excitement. Our adventure kicked off in Tbilisi, where we started the day with some intense Jiu-Jitsu training—a perfect way to get the adrenaline pumping. From there, we hit the road, heading northwest to reunite with friends at Salty Garden. The familiar drive brought back memories of that first visit in 2021, when we were instantly charmed by the serene surroundings and David’s hospitality. This time, we soaked in the laid-back vibes, caught up with old friends, and let the peaceful energy of Bazaleti Lake wash over us.

    After a relaxing pit stop, we returned to Tbilisi just in time for a circus show—an unexpected but delightful addition to the itinerary. The vibrant performances under the big top were a stark contrast to the quiet of Salty Garden, reminding us how Georgia effortlessly blends the tranquil with the thrilling.

    The next day, we set our sights on a completely different landscape: David Gareji, a historic monastery complex near the Azerbaijani border. The journey eastward took us through rugged terrain, and the reward was worth every mile. We wandered among blooming mandalas—nature’s own artwork etched into the hillsides—and explored the (not-so) abandoned village of Udabno, where time seems to stand still. The salt lakes shimmering in the distance added an otherworldly touch to the scene, making it feel like we’d stepped into a painting.

    Every moment of this weekend was captured on film, and we’ve post-processed the footage to bring the experience to life. From the sweat of Jiu-Jitsu mats to the golden hues of David Gareji’s cliffs, the video is a love letter to Georgia’s diversity and our endless curiosity. You can watch it below—don’t forget to give it a thumbs up if you enjoy it!

    Reflecting on this trip, it’s clear why we keep coming back. Whether it’s revisiting Salty Garden or uncovering new wonders like the mandalas of David Gareji, Georgia never fails to surprise and inspire. Here’s to more weekends like this—stay tuned for the next adventure!


    Stays & Trails La Maison Hotel Review in Panaji

    | Hotel reviews | 26 seen

    At the tail end of 2024, just before catching our flight back to Delhi, we decided to book a one-night stay at Stays & Trails La Maison Fontainhas in Panaji, Goa. After weeks staying in Palolem beach, we wanted to wrap up our trip with a relaxing stopover in the charming old town of Fontainhas, known for its colorful Portuguese-style houses and laid-back vibe. This boutique hotel seemed like the perfect pick—and it didn’t disappoint for a quick, cozy stay.

    Located right in the heart of Fontainhas, La Maison blends into the historic neighborhood with its quaint charm. We arrived late in the evening, and the check-in was smooth. The room itself was a pleasant surprise: an extra-large bed that felt like a luxury after day of travel, a clean bathroom with hot water, and a refreshing shower. It wasn’t a sprawling resort, but for a one-night stay, it hit all the right notes—cozy, comfortable, and practical.

    One quirky detail: breakfast isn’t served on-site. Instead, the staff directed us to another nearby hotel for the morning meal. It was a short walk, and while not the most convenient setup, the food was decent enough to fuel us for the day ahead. Back at La Maison, the staff stood out as a highlight—friendly and eager to assist. They even helped us arrange a taxi to the airport, making our departure hassle-free.

    For a brief stopover before heading to Delhi, Stays & Trails La Maison Fontainhas delivered exactly what we needed: a taste of old-town charm, a good night’s sleep, and a smooth send-off. If you’re looking for a no-fuss, atmospheric spot in Panaji for a night, this place is worth considering.

    Book on Booking.com 


    GDP Growth in the Baltic States (2016–2025)

    | Macroeconomics | 284 seen

    Between 2016 and 2025, the Baltic states—Estonia, Latvia, and Lithuania—have undergone significant economic transformations. This period spans two U.S. presidential terms under Donald Trump (2016–2020 and 2024–present). Analyzing the GDP growth of these nations during these intervals provides insights into their economic trajectories.

    The second Trump presidential term has introduced new uncertainties regarding U.S. foreign policy and its commitment to NATO and European allies. The Baltic states, heavily reliant on American security guarantees, face concerns over potential shifts in defense priorities and economic cooperation. This uncertainty could influence investment trends, trade policies, and regional stability, making it critical for these nations to strengthen their economic and geopolitical resilience.

    I have been following economic developments in the Baltic states for years, analyzing their growth patterns, economic policies, and market opportunities. Given my continued interest, this article expands on how the Baltic states have performed economically over the past decade and what to expect in the coming years.

    GDP Growth in the Baltic States (2016–2025)

    Estonia:
    • In 2016, Estonia's GDP stood at €21.748 billion, with a per capita GDP of €16,530.
    • By 2023, GDP reached €37.682 billion, and per capita GDP was €27,590.
    • Projections for 2025 estimate a GDP growth of 1.0%.
    Latvia:
    • Latvia's GDP in 2016 was €25.371 billion, with a per capita GDP of €12,950.
    • By 2023, GDP rose to €40.310 billion, and per capita GDP to €21,440.
    • The economy is projected to grow by 1.8% in 2025.
    Lithuania:
    • In 2016, Lithuania's GDP was €38.890 billion, with a per capita GDP of €13,560.
    • By 2023, GDP had increased to €72.048 billion, and per capita GDP to €25,070.
    • Forecasts suggest a GDP growth of 2.9% in 2025.

    General Baltic GDP Growth Trends

    Since joining the EU, the Baltic states have transitioned from post-Soviet economies into some of Europe's fastest-growing markets. Their economic success is driven by:

    • Strong foreign investment
    • A highly educated workforce
    • Integration into the European Union
    • Rapid technological advancements
    • Favorable business environments

    From 2016 to 2025, all three countries have consistently grown their GDP, outpacing many larger European economies. Lithuania has led in overall GDP expansion, followed by Estonia and Latvia.

    Comparison with U.S. GDP Per Capita Growth

    The U.S. also experienced significant economic changes during this period:

    • In 2016, the U.S. GDP per capita was approximately $58,207.
    • By 2023, it had risen to about $81,695.

    This reflects a substantial increase in per capita income over the nine-year span, though in percentage terms, the Baltic states have grown at a faster rate.

    Market Highlights and Future Projections (2025–2035)

    Looking ahead to the next decade, the Baltic states are expected to see:

  • Increased Digitalization: With strong ICT sectors, Estonia, Latvia, and Lithuania will likely continue their leadership in digital governance and fintech.
  • Growing Renewable Energy Investment: Baltic states are investing in green energy, with Lithuania aiming for 100% renewable electricity by 2030.
  • Deepened Economic Integration with the EU: Stronger trade relations with Western Europe will drive stable growth.
  • Geopolitical Risks: Russia's proximity remains a potential challenge, but NATO and EU membership provide stability.
  • Real Estate and Infrastructure Expansion: More foreign direct investment is expected in logistics, housing, and urban development.
  • Stronger Ties with the U.S.: With Trump back in office, potential shifts in U.S.-Baltic trade and defense policies could impact growth.
  • The Baltic states have experienced remarkable economic growth over the past decade, outperforming many European peers in percentage terms. Estonia, Latvia, and Lithuania have leveraged their EU membership, digital economies, and investment-friendly policies to achieve sustained expansion. Looking forward, their economies remain poised for continued development, with digital transformation and green energy playing key roles.

    While the U.S. maintains a dominant global economic position, the Baltic states serve as an example of how small economies can achieve rapid growth in a competitive world. 


    February 2025 Stock Portfolio Update ($8,271)

    | Investments | 56 seen

    At the end of February 2025, the total value of our stock portfolio was USD 8,271 (€7,953 ). What is about 4.19% increase or USD 332 gain, if compared to the previous month. Despite very turbulent month, our small but aspiring dividend stock portfolio ended in pluses.

    We spent whole month Georgia, mostly staying in Tbilisi, kiddo got sick for almost two weeks, fun time at home. During last February we discovered the museum of Illusion in Tbilisi, which was quite amazing experience.  

    now, back to the stocks:

    Stock Portfolio

    YTD our stock portfolio has gained 19.05%, what outperforms SP500 significantly (+1.24%). In our case the growth actually comes from recovery in options positions. In February few of our in the money options recovered quite significantly. Just a few to name, DB, INTC and BP

    Stocks Bought in February:

    In February I mostly invested in fractional shares, with following buys.

    • Apple Inc. (AAPL): Acquired an additional 0.9 shares, bringing my total holdings to 1.9 shares.
    • AGNC Investment Corp. (AGNC): Increased my position by 1.4 shares, now holding 6.4 shares.
    • Bank of America (BAC): Added 1 share, bringing my total to 5 shares.
    • Bristol-Myers Squibb (BMY): Purchased an additional 1.75 shares, now holding 7.25 shares.
    • BP plc (BP): Increased holdings by 3 shares, bringing my total to 18 shares.
    • Deutsche Bank (DB): Acquired an additional 4 shares, totaling 21 shares.
    • Barrick Gold Corp. (GOLD): Added 2 shares, increasing my position to 3 shares.
    • Intel Corp. (INTC): Significantly increased holdings by 104.7 shares, now holding 106 shares. (part of buy/write covered call)
    • McDonald's Corp. (MCD): Expanded my position by 0.6 shares, bringing my total to 2.9 shares.
    • NVIDIA Corp. (NVDA): Added 1 share, increasing my total holdings to 5.25 shares.
    • Zoom Video Communications (ZM): Initiated a position with 0.2 shares.

    Stocks Sold in February:

    To better oversight portfolio and focus I decided to sell of positions which have generated profit but are rather small in position size, thus not potential candidates for covered call writting. Most are great names and will definitely return back to some of them in the future.

    • Amazon (AMZN): Fully exited my position, selling all 1.2 shares.
    • Altria Group (MO): Sold all 1 share, closing my position.
    • Medical Properties Trust (MPW): Liquidated my entire holding of 108 shares.
    • Morgan Stanley (MS): Sold all 4.85 shares, exiting my position.
    • Netflix Inc. (NFLX): Sold my entire position of 0.3 shares.
    • Philip Morris International (PM): Closed my position by selling all 3 shares.
    • Roblox Corp. (RBLX): Fully exited, selling all 3 shares.

    Options Trades

    This February, I was selling both puts and calls on F, DB, INTC, BP, MS, BAC and GOLD.  

    As we have some significant positions already established with DB and BP i decided to sell partly covered calls during the month of the February, it helped to generate extra premium, but also left gave us some extra risk, as the stock prices actually started to appreciate. 

    One of the biggest comebacks this month - INTC, Intel stock recovered nicely, for one moment, above 25 per share. We even initiated covered call (reason for increased shares in the portfolio)

    Gross total from options premium in February: $927

    Dividend Income

    Last Febaruaru, in dividend payments we received $8.82, which is about $0.31 daily. Following tickers paid us dividend in February

    • Bristol-Myers Squibb (BMY): $2.64
    • British American Tobacco (BTI): $0.73
    • Apple Inc. (AAPL): $0.30
    • Morgan Stanley (MS): $4.49
    • Starbucks Corp. (SBUX): $0.06
    • AGNC Investment Corp. (AGNC): $0.60

    Total: $8.82

    Our current yearly dividend from the portfolio stands at USD 184.53, yielding 2.29%

    While the total dividend is not yet enough to retire comfortably, it is a solid foundation upon which we can build.

    I believe by the end of the year we should be able to push our dividend portfolio to $250-$300/yearly

    Plans for March 2025

    For the month of March, I'm looking to dollar cost average buying shares on BMY and NVDA and maybe some other ticker. Not planning lots of options trades as we are still recovering few options. Considering selling more aggressive puts/credit spreads with BMY.

    How was your investments performing in the month of February? Leave a comment!


    Things to do in Palolem: Art Class with Swaroop

    | Travel guides | 32 seen

    After spending a few weeks unwinding on Palolem Beach—swimming, surfing, and soaking up the sun—we decided it was time to explore some of the other activities the area had to offer. 

    Palolem is more than just a stunning beach; it’s a vibrant hub of experiences for both kids and adults. Among the variety of activities, Sandra booked an art class for Renee, which quickly turned into a family affair.

    The art class, led by the talented and inspiring Swaroop, was a highlight of our stay. Swaroop’s warm and approachable nature made him a hit with both kids and grownups alike. 

    What started as an activity for Renee became an opportunity for all of us to tap into our creative sides. Swaroop’s patience and guidance transformed our hesitant brushstrokes into vibrant works of art.

    By the end of the session, we had created some truly memorable paintings. Renee painted a graceful pony, Sandra worked on a beautiful mandala, and, with Swaroop’s help, I managed to draw an eye-catching tuk-tuk. 

    Each piece reflected not only our individual efforts but also the joyful atmosphere Swaroop fostered throughout the class.

    The experience was more than just a lesson in art—it was a moment to bond, laugh, and explore creativity as a family. Swaroop also shared fascinating insights about art, local culture, and life, adding another layer of depth to the day.

    The cost for this wonderful activity was just 1,000 Indian Rupees per person, making it an affordable and enriching way to spend time in Palolem. Best of all, we now have unique, hand-painted memories to hang on our walls back home, reminding us of the beautiful day spent learning and creating.

    If you’re in Palolem and looking for something different, an art class with Swaroop is an experience not to be missed. It’s the perfect blend of relaxation, creativity, and cultural immersion, and it’s sure to leave you with memories—and masterpieces—to cherish.

    Get in touch with Swaroop on Instagram


    Prague / Meet CE Conference

    | Travel guides | 23 seen

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    In mid-October, during Renee's school break, we traveled to Prague for the Meet Central Europe Translator Conference. It was a great opportunity to connect with professionals from the industry, exchange ideas, and see how the translation business is evolving. But let’s be honest—the real highlight was exploring the city.

    Between conference sessions, we made sure to check out some of Prague’s must-see spots. We climbed towers for panoramic views, wandered through historical museums, and even visited the Prague Zoo—though it felt a bit staged, like an artificial experience rather than a real wildlife environment. Still, an interesting stop.

    Of course, no trip to Prague is complete without beer. Lots of it. The city does not disappoint when it comes to good brews, cozy pubs, and that classic European atmosphere where a pint is just a normal part of the day.

    Overall, Prague has its charm—cobblestone streets, medieval architecture, and a rich history. That said, it was packed with tourists, which took away a bit of the magic. But that’s Prague for you.

    Check out the video for the full experience, and if you like it, give it a thumbs up!


    Fishing Adventure in Palolem: Dolphins, Turtles, and Local Flavor

    | Outdoor Activities | 25 seen

    During our stay at Maria Guest House in Palolem, we had the pleasure of embarking on an unforgettable fishing adventure organized by our host, Mir. It all began with an early start to the day—we left the hotel at 7:00 AM, just as the sun began to light up the picturesque Goan coastline.

    Mir had arranged everything seamlessly. A taxi was waiting to take us to the local boat pier, a short 10-15 minute drive from the guest house. Upon arrival, we found our boat ready and waiting. Excitement filled the air as we set off for a three-hour fishing trip in the serene waters near Palolem.

    The experience was as thrilling as it was tranquil. Sandra had the best luck among us, catching two fish, while Mir—an experienced angler—also managed to reel in a few. 

    Unfortunately, Renee and I didn’t catch anything, but the joy of being out on the water more than made up for it. We were treated to the spectacular sight of dolphins gracefully swimming nearby, and at one point, we even spotted a hungry turtle nibbling on fish bait. These moments of connection with nature were truly magical.

    Mir’s company added another dimension to the trip. Between casts, he shared stories of his travels across Europe, recounting his adventures in Norway, Greece, and beyond. His tales were not only fascinating but also deeply touching, offering a glimpse into the life of a man with a passion for exploration and connection.

    Upon returning to shore, we brought our modest catch back to the guest house, where it was cooked to perfection in the restaurant. The fish was prepared in a rich and flavorful butter chicken sauce, turning our efforts into a delicious feast.

    The entire experience was not only well-organized but also incredibly affordable, costing us just 5,500 Indian Rupees. It was a day filled with laughter, bonding, and unforgettable memories, thanks to Mir and the team at Maria Guest House.

    If you find yourself in Palolem, don’t miss the chance to go on this delightful fishing excursion. It’s more than just a trip—it’s an experience that leaves you with stories to tell and memories to cherish.


    Dedoplis Tskaro / Eagle Canyon / Big Shiraki (2024)

    | Living in Georgia | 33 seen

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    Our summer journey through Georgia's hidden treasures has been an unforgettable adventure! We began by hiking the stunning Eagle Canyon near Dedoplistskaro, a limestone marvel home to majestic birds of prey. The 1 km trail led us through breathtaking landscapes, offering glimpses of eagles' nests and rare flora.

    In Sighnaghi, we indulged in authentic Georgian cuisine at Pheasant's Tears restaurant. Chef Gia Rokashvili crafts dishes inspired by local markets, ensuring a fresh and delightful dining experience. The cozy ambiance and delectable flavors made our visit truly special.

    Our curiosity led us to the Big Shiraki abandoned Soviet airfield, a relic from the 1950s nestled in the Georgian steppe. Once home to the 178th Guards Fighter Aviation Regiment, the airfield now serves as grazing land for local farmers. Exploring this historical site offered a unique glimpse into Georgia's past.

    We also ventured to Mount Elia, a site of spiritual significance adorned with a charming monastery. The panoramic views from the mountaintop were simply breathtaking, providing a serene conclusion to our journey.

    Join us as we recount these experiences and more in our latest blog post, capturing the essence of Georgia's hidden gems.


    How to Install Drupal 11 with Nginx, PHP-FPM 8.3, MySQL, phpMyAdmin on Ubuntu 24.04 - Linode Guide

    | Servers | 986 seen

    In this article, you will learn how to set up a webserver for serving Drupal 11 websites running with Nginx, PHP-FPM 8.3, MySQL, and phpMyAdmin on Ubuntu 24.04

    For the following tutorial, I used very much the information from my previous guide with Ubuntu 23.04, but I decided to rewrite it for Ubuntu 24.04 version as it is shipped with php8.4 and also php8.4 version and will work with Drupal 11 (most probably with previous versions too)

    Prerequisites

    • Ubuntu 24.04
    • Root privileges.

    You can get a cheap VPS starting at just $5/mo from Linode. That's what I did - bought a new nanode from Linode

    Literally, in a couple of seconds, the new server was up and running - that's what I love about sticking with Linode for years

    Follow the basic security guide, see: Securing Your Server

    I will use Terminal from MAC to access  over SSH (Windows users could use Putty)

    Secure your server

    Create the user, replacing example_user with your desired username. You’ll then be asked to assign the user a password:

    adduser example_user

    Add the user to the sudo group so you’ll have administrative privileges:

    adduser example_user sudo

    Disallow root logins over SSH. This requires all SSH connections to be by non-root users. Once a limited user account is connected, administrative privileges are accessible either by using sudo or changing to a root shell using su -.

    sudo nano /etc/ssh/sshd_config

    Under # Authetification section change to

    # Authentication: ... PermitRootLogin no

    Update the Ubuntu system

    sudo apt-get update

    Install Nginx and PHP-FPM

    Install Nginx with the following apt command:

    sudo apt-get install nginx -y

    Next, install php8.1-fpm with php-gd extension that is required by Drupal core:

    sudo apt-get install php8.3-fpm php8.3-cli php8.3-gd php8.3-mysql php8.3-xml -y

    Configure Nginx and PHP-FPM

    In this step, we will configure Nginx to use php-fpm to serve HTTP requests for PHP pages. Go to the php-fpm directory "/etc/php/8.1/fpm" and edit the "php.ini" file:

    sudo nano /etc/php/8.3/fpm/php.ini

    Un-comment the cgi.fix_pathinfo line and change the value to "0"

    When using nano command you can use CTRL+W to locate that line. Once changed press CTRL+O to save changes and CTRL+X to exit from nano editor

    Now we should modify the default Nginx virtual host configuration. Edit the "default" file and enable the php-fpm directive.

    sudo nano /etc/nginx/sites-available/default

    Un-comment  location ~ \.php$ section, so it look like this

    location ~ \.php$ { include snippets/fastcgi-php.conf; # With php7.4-cgi alone: #fastcgi_pass 127.0.0.1:9000; # With php7.4-fpm: fastcgi_pass unix:/run/php/php7.4-fpm.sock; }

    CTRL+O and CTRL+X

    Then test the Nginx configuration with the command "nginx -t" to ensure that it is valid:

    nginx -t

    If there is no error, restart nginx and the php-fpm service:

    systemctl restart nginx systemctl restart php8.3-fpm

    PHP Info file (Optional)

    Next, test that php-fpm is working properly with Nginx by creating new PHP info file in the web directory "/var/www/html"

    cd /var/www/html/ echo "<?php phpinfo(); ?>" > info.php

    Visit the info.php file at the server IP  in a web browser.

    Configure the VirtualHost for Drupal

    We will install Drupal 11 in the directory "/srv/www/reinisfischer.com". Please replace my domain name in your installation with the domain name of the website that you want to use this Drupal installation for. So let's create the directory:

    sudo mkdir -p /srv/www/reinisfischer.com/{public_html,logs} sudo usermod -a -G www-data admin sudo chown -R www-data:www-data /srv/www sudo chmod -R 775 /srv/www sudo nano /etc/nginx/sites-available/reinisfischer.com

    Paste the Nginx configuration for Drupal 11:

    Gael raised some security concerns (see comment below). I’ve updated the server block to include additional protections — it may not be perfect, but it’s definitely tighter now.

    server { server_name reinisfischer.com; root /srv/www/reinisfischer.com/public_html; ## <-- Your only path $ access_log /srv/www/reinisfischer.com/logs/access.log; error_log /srv/www/reinisfischer.com/logs/error.log; listen 80; listen [::]:80; location = /favicon.ico { log_not_found off; access_log off; } location = /robots.txt { allow all; log_not_found off; access_log off; } # Very rarely should these ever be accessed outside of your lan location ~* \.(txt|log)$ { allow 192.168.0.0/16; deny all; } location ~ \..*/.*\.php$ { return 403; } location ~ ^/sites/.*/private/ { return 403; } # Block access to "hidden" files and directories whose names begin with a # period. This includes directories used by version control systems such # as Subversion or Git to store control files. location ~ (^|/)\. { return 403; } location / { # try_files $uri @rewrite; # For Drupal <= 6 try_files $uri /index.php?$query_string; # For Drupal >= 7 } location @rewrite { rewrite ^/(.*)$ /index.php?q=$1; } # Block access to Drupal source code files location ~* \.(module|inc|install|engine|theme|tpl(\.php)?|info|po|sh|.*sql|xtmpl)$ { deny all; } # In Drupal 8, we must also match new paths where the '.php' appears in the middle, # such as update.php/selection. The rule we use is strict, and only allows this pattern # with the update.php front controller. This allows legacy path aliases in the form of # blog/index.php/legacy-path to continue to route to Drupal nodes. If you do not have # any paths like that, then you might prefer to use a laxer rule, such as: # location ~ \.php(/|$) { # The laxer rule will continue to work if Drupal uses this new URL pattern with front # controllers other than update.php in a future release. location ~ '\.php$|^/update.php' { fastcgi_split_path_info ^(.+?\.php)(|/.*)$; #NOTE: You should have "cgi.fix_pathinfo = 0;" in php.ini include fastcgi_params; include snippets/fastcgi-php.conf; fastcgi_param SCRIPT_FILENAME $request_filename; fastcgi_intercept_errors on; fastcgi_pass unix:/run/php/php8.3-fpm.sock; } # Fighting with Styles? This little gem is amazing. # location ~ ^/sites/.*/files/imagecache/ { # For Drupal <= 6 location ~ ^/sites/.*/files/styles/ { # For Drpal >= 7 try_files $uri @rewrite; } location ~* \.(js|css|png|jpg|jpeg|gif|ico)$ { expires max; log_not_found off; } }

    CTRL+O and CTRL + X

    The Drupal virtual host file has been created, now we have to activate it by creating a symlink to the file in the "sites-enabled" directory:

    ln -s /etc/nginx/sites-available/reinisfischer.com /etc/nginx/sites-enabled/

    Test the Nginx configuration and if there are no errors restart Nginx:

    nginx -t systemctl restart nginx

    Install MySQL

    sudo apt-get install mysql-server ​sudo mysql_secure_installation

    Warning: As of July 2022, an error will occur when you run the mysql_secure_installation script without some further configuration. The reason is that this script will attempt to set a password for the installation’s root MySQL account but, by default on Ubuntu installations, this account is not configured to connect using a password.

    See: How To Install MySQL on Ubuntu 20.04 for mysql_secure_installation fix

    Prior to July 2022, this script would silently fail after attempting to set the root account password and continue on with the rest of the prompts. However, as of this writing, the script will return the following error after you enter and confirm a password:

    Output

    ... Failed! Error: SET PASSWORD has no significance for user 'root'@'localhost' as the authentication method used doesn't store authentication data in the MySQL server. Please consider using ALTER USER instead if you want to change authentication parameters. New password:

    This will lead the script into a recursive loop which you can only get out of by closing your terminal window.

    Because the mysql_secure_installation script performs a number of other actions that are useful for keeping your MySQL installation secure, it’s still recommended that you run it before you begin using MySQL to manage your data. To avoid entering this recursive loop, though, you’ll need to first adjust how your root MySQL user authenticates.

    First, open up the MySQL prompt: 

  • sudo mysql
  • Then run the following ALTER USER command to change the root user’s authentication method to one that uses a password. The following example changes the authentication method to mysql_native_password:

  • ALTER USER 'root'@'localhost' IDENTIFIED WITH mysql_native_password BY 'password';
  • After making this change, exit the MySQL prompt:

  • exit
  • Following that, you can run the mysql_secure_installation script without issue.

    Install phpMyAdmin

    sudo apt-get install phpmyadmin

    Hit ESC when the installation prompts you for auto-configuration because there is no option for Nginx.

    Make an easily accessible symlink

    sudo ln -s /usr/share/phpmyadmin/ /srv/www/reinisfischer.com/public_html/phpmyadmin

    Install and Configure Drupal

    Enter the directory that we created earlier and download Drupal with wget. I'm using the latest Drupal 11.1.2. release as of February 10, 2025, make sure you are downloading the latest version by visiting the Drupal download page and writing down the last numbers (version)

    cd /srv/www/reinisfischer.com sudo wget https://ftp.drupal.org/files/projects/drupal-11.1.2.tar.gz sudo tar -xvzf drupal-11.1.2.tar.gz sudo cp drupal-11.1.2/* public_html/ -R sudo chown www-data:www-data public_html -R

    Now visit your Drupal site in the web Browser, you should see the similar screen

    Now, using phpmyadmin login into MySQL and setup database

    Optional: How to edit hosts file on Mac

    from the terminal 

    sudo nano /etc/hosts

    add your IP address pointing to the domain name to test before the DNS zone gets updated


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